Lowest closing cost mortgage lenders in Hinds County County, Mississippi
In Hinds County, Mississippi, homebuyers paid a median of $5,850 in closing costs in 2024 — below the Mississippi median of $6,153. The county saw 1,101 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $2,082, which is $1,328 less than the county median.
Homebuyers in Hinds County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,768 less in closing costs than the county median.
County Median Costs
$5,850
−4.9% vs Mississippi ($6,153)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,400
Purchase Originations
1,101
vs Mississippi Median
4.9% below
$-303
vs National Median
13.2% below
$-891
Lender rankings in Hinds County County
18 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,035 | 7.295% | $945 | 18 | −$868 | |
| 2 | $3,299 | 6.650% | $995 | 68 | −$604 | |
| 3 | $3,324 | 7.062% | $950 | 18 | −$579 | |
| 4 | $3,519 | 6.625% | $990 | 15 | −$384 | |
| 5 | $3,536 | 6.000% | $1,195 | 11 | −$368 | |
| 6 | $3,606 | 7.375% | $1,485 | 10 | −$296 | |
| 7 | $3,816 | 6.688% | $1,400 | 16 | −$87 | |
| 8 | $3,841 | 6.875% | $1,526 | 10 | −$62 | |
| 9 | $4,010 | 6.625% | $1,099 | 12 | +$107 | |
| 10 | $4,026 | 6.625% | $1,325 | 67 | +$123 | |
| 11 | $4,093 | 6.990% | $1,862 | 11 | +$190 | |
| 12 | $4,098 | 6.750% | $1,370 | 50 | +$194 | |
| 13 | $4,226 | 6.500% | $1,465 | 15 | +$323 | |
| 14 | $4,520 | 6.290% | $2,164 | 11 | +$617 | |
| 15 | $4,580 | 6.999% | $1,890 | 16 | +$677 | |
| 16 | $5,175 | 6.625% | $3,267 | 29 | +$1,272 |
Includes lenders with 10+ purchase originations in Hinds County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Mississippi → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.