Homebuyers in Lafayette County County who chose GMFS LLC paid $1,605 less in closing costs than the county median.
County Median Costs
$5,421
−13.4% vs Mississippi ($6,259)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,646
Purchase Originations
388
Denial Rate
13.0%
vs Mississippi avg (19.6%)
vs Mississippi Median
13.4% below
$-838
vs National Median
18.9% below
$-1,259
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,816 | 6.625% | $1,649 | 10 | −$1,206 | |
| 2 | $4,233 | 6.500% | $1,400 | 40 | −$789 | |
| 3 | $5,075 | 6.750% | $1,718 | 16 | +$53 | |
| 4 | $5,294 | 6.875% | $1,277 | 37 | +$272 | |
| 5 | $5,342 | 6.750% | $1,990 | 19 | +$320 | |
| 6 | $5,415 | 6.750% | $2,333 | 11 | +$393 | |
| 7 | $5,483 | 6.500% | $1,590 | 23 | +$461 | |
| 8 | $5,802 | 7.250% | $2,567 | 14 | +$780 |
Includes lenders with 10+ purchase originations in Lafayette County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Mississippi → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.