Lowest closing cost mortgage lenders in Lafayette County County, Mississippi
In Lafayette County, Mississippi, homebuyers paid a median of $5,387 in closing costs in 2024 — below the Mississippi median of $6,153. The county saw 347 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, BankPlus offered the lowest median costs at $4,390, which is $330 less than the county median.
Homebuyers in Lafayette County County who chose BankPlus paid $997 less in closing costs than the county median.
County Median Costs
$5,387
−12.4% vs Mississippi ($6,153)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,651
Purchase Originations
347
vs Mississippi Median
12.4% below
$-766
vs National Median
20.1% below
$-1,354
Lender rankings in Lafayette County County
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,390 | 6.812% | $1,202 | 42 | −$330 | |
| 2 | $4,596 | 6.750% | $1,526 | 29 | −$124 | |
| 3 | $4,761 | 6.875% | $1,640 | 31 | +$42 | |
| 4 | $5,017 | 7.125% | $1,850 | 10 | +$298 | |
| 5 | $5,037 | 6.625% | $2,140 | 19 | +$318 | |
| 6 | $5,104 | 6.875% | $1,660 | 14 | +$384 | |
| 7 | $9,091 | 6.688% | $6,106 | 10 | +$4,372 |
Includes lenders with 10+ purchase originations in Lafayette County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Mississippi → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.