First National Bank closing costs and rates (2024)
In 2024, First National Bank originated 150 purchase mortgages at a median interest rate of 7.25% and median total closing costs of $4,978. That is $1,763 below the national median of $6,741. First National Bank is most active in Maine with 150 originations there.
Purchase Originations
150
Median Total Costs
$4,978
−26.1% vs national ($6,741)
Median Rate
7.250%
+9.5% vs national (6.620%)
Median Origination
$657
Median Lender Credits
$61
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 148 | 7.250% | $4,913 | $692 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Maine | 150 | 7.250% | $4,978 | #18 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,178 | 6.750% | — | 1 | −$1,800 | |
| 2 | $3,184 | 7.875% | — | 1 | −$1,794 | |
| 3 | $3,632 | 7.375% | — | 18 | −$1,346 | |
| 4 | $3,681 | 7.312% | — | 6 | −$1,297 | |
| 5 | $3,999 | 7.250% | — | 34 | −$979 | |
| 6 | $4,531 | 7.688% | — | 2 | −$447 | |
| 7 | $4,874 | 7.250% | — | 33 | −$104 | |
| 8 | $5,623 | 6.875% | — | 23 | +$645 | |
| 9 | $5,675 | 7.250% | — | 9 | +$697 | |
| 10 | $5,748 | 7.750% | — | 5 | +$770 | |
| 11 | $5,935 | 7.250% | — | 11 | +$957 | |
| 12 | $5,996 | 7.188% | — | 2 | +$1,018 | |
| 13 | $6,550 | 7.250% | — | 1 | +$1,572 | |
| 14 | $6,719 | 7.062% | — | 4 | +$1,741 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.