Lowest closing cost mortgage lenders in Sebastian County County, Arkansas
In Sebastian County, Arkansas, homebuyers paid a median of $4,803 in closing costs in 2024 — below the Arkansas median of $4,991. The county saw 1,064 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, Arvest Bank offered the lowest median costs at $2,680, which is $1,718 less than the county median.
Homebuyers in Sebastian County County who chose Arvest Bank paid $2,123 less in closing costs than the county median.
County Median Costs
$4,803
−3.8% vs Arkansas ($4,991)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,651
Purchase Originations
1,064
vs Arkansas Median
3.8% below
$-188
vs National Median
28.8% below
$-1,938
Lender rankings in Sebastian County County
14 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,786 | 6.375% | $1,010 | 61 | −$655 | |
| 2 | $2,792 | 6.562% | $1,099 | 14 | −$648 | |
| 3 | $3,109 | 6.688% | $1,268 | 20 | −$332 | |
| 4 | $3,286 | 6.875% | $1,551 | 36 | −$155 | |
| 5 | $3,313 | 6.625% | $1,868 | 13 | −$128 | |
| 6 | $3,484 | 6.625% | $1,921 | 17 | +$44 | |
| 7 | $3,757 | 6.750% | $1,770 | 51 | +$316 | |
| 8 | $3,777 | 6.750% | $2,037 | 108 | +$336 | |
| 9 | $3,844 | 6.500% | $2,301 | 14 | +$403 | |
| 10 | $3,953 | 6.562% | $2,673 | 18 | +$512 | |
| 11 | $4,222 | 6.490% | $1,937 | 22 | +$781 |
Includes lenders with 10+ purchase originations in Sebastian County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Arkansas → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.