HIGHLANDS RESIDENTIAL MORTGAGE, LTD. closing costs and rates (2024)
In 2024, HIGHLANDS RESIDENTIAL MORTGAGE, LTD. originated 5,540 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $8,642. That ranks #88 nationally by origination volume. For total closing costs among lenders with 500+ originations, HIGHLANDS RESIDENTIAL MORTGAGE, LTD. ranks #479. That is $1,901 above the national median of $6,741. HIGHLANDS RESIDENTIAL MORTGAGE, LTD. is most active in Texas with 2,415 originations there.
Purchase Originations
5,540
Ranked #88 nationally
Median Total Costs
$8,642
+28.2% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$3,679
Median Lender Credits
$175
Cost Rank (500+ vol.)
#479
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 3,135 | 6.750% | $6,959 | $3,720 |
| fha | 1,817 | 6.625% | $12,119 | $4,054 |
| va | 478 | 6.625% | $6,730 | $1,217 |
| usda | 110 | 6.624% | $7,178 | $2,862 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 2,415 | 6.625% | $10,720 | #23 |
| North Carolina | 913 | 6.625% | $6,793 | #27 |
| Arkansas | 604 | 6.625% | $6,178 | #8 |
| Tennessee | 373 | 6.625% | $7,513 | #45 |
| Florida | 311 | 6.750% | $11,058 | #129 |
| Washington | 178 | 6.875% | $8,824 | #77 |
| Idaho | 121 | 6.624% | $10,850 | #38 |
| Colorado | 119 | 6.990% | $4,736 | #96 |
| Michigan | 89 | 6.990% | $5,405 | #117 |
| Georgia | 62 | 6.625% | $7,527 | #177 |
| Indiana | 59 | 6.875% | $4,282 | #159 |
| Nevada | 48 | 6.624% | $9,489 | — |
| Oklahoma | 40 | 6.750% | $7,350 | — |
| South Carolina | 35 | 6.625% | $7,238 | — |
| Louisiana | 32 | 6.750% | $4,456 | — |
| Arizona | 24 | 6.990% | $5,019 | — |
| Maryland | 21 | 6.624% | $8,532 | — |
| Alabama | 17 | 6.625% | $7,030 | — |
| Missouri | 16 | 6.500% | $5,788 | — |
| Illinois | 13 | 6.875% | $5,638 | — |
| Ohio | 9 | 7.000% | $7,906 | — |
| California | 8 | 6.562% | $10,007 | — |
| New Mexico | 6 | 6.688% | $11,026 | — |
| Virginia | 6 | 6.625% | $9,183 | — |
| Mississippi | 5 | 6.624% | $7,446 | — |
| Kentucky | 4 | 6.875% | $5,980 | — |
| District of Columbia | 3 | 6.375% | $16,782 | — |
| Montana | 3 | 6.124% | $16,487 | — |
| Oregon | 3 | 6.875% | $4,170 | — |
| Kansas | 2 | 6.558% | $6,623 | — |
| Pennsylvania | 1 | 6.990% | $7,098 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,779 | 6.625% | — | 63 | −$4,863 | |
| 2 | $5,969 | 6.562% | — | 58 | −$2,673 | |
| 3 | $6,022 | 6.875% | — | 80 | −$2,620 | |
| 4 | $6,195 | 6.490% | — | 55 | −$2,447 | |
| 5 | $6,387 | 6.750% | — | 85 | −$2,255 | |
| 6 | $7,138 | 6.624% | — | 159 | −$1,504 | |
| 7 | $7,143 | 6.624% | — | 183 | −$1,499 | |
| 8 | $10,046 | 6.625% | — | 204 | +$1,404 | |
| 9 | $10,219 | 6.625% | — | 174 | +$1,577 | |
| 10 | $10,692 | 6.625% | — | 190 | +$2,050 | |
| 11 | $10,775 | 7.000% | — | 52 | +$2,133 | |
| 12 | $10,847 | 6.490% | — | 87 | +$2,205 | |
| 13 | $11,010 | 6.625% | — | 225 | +$2,368 | |
| 14 | $11,045 | 6.490% | — | 78 | +$2,403 | |
| 15 | $11,278 | 6.500% | — | 57 | +$2,636 | |
| 16 | $11,396 | 6.750% | — | 91 | +$2,754 | |
| 17 | $11,616 | 6.875% | — | 256 | +$2,974 | |
| 18 | $11,789 | 6.875% | — | 53 | +$3,147 | |
| 19 | $12,017 | 6.500% | — | 212 | +$3,375 | |
| 20 | $12,396 | 6.750% | — | 79 | +$3,754 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.