The First National Bank of Fort Smith closing costs and rates (2024)
In 2024, The First National Bank of Fort Smith originated 270 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $4,541. That is $2,200 below the national median of $6,741. The First National Bank of Fort Smith is most active in Arkansas with 246 originations there.
Purchase Originations
270
Median Total Costs
$4,541
−32.6% vs national ($6,741)
Median Rate
6.624%
+0.1% vs national (6.620%)
Median Origination
$1,577
Median Lender Credits
$2,125
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 206 | 6.750% | $3,717 | $1,729 |
| fha | 64 | 6.062% | $7,584 | $1,387 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,946 | 7.062% | — | 2 | −$2,595 | |
| 2 | $2,058 | 7.490% | — | 1 | −$2,483 | |
| 3 | $2,152 | 6.375% | — | 1 | −$2,389 | |
| 4 | $3,210 | 7.500% | — | 1 | −$1,331 | |
| 5 | $3,294 | 6.558% | — | 18 | −$1,247 | |
| 6 | $3,608 | 6.490% | — | 32 | −$933 | |
| 7 | $3,838 | 7.250% | — | 1 | −$703 | |
| 8 | $3,964 | 6.688% | — | 30 | −$577 | |
| 9 | $4,151 | 6.625% | — | 64 | −$390 | |
| 10 | $4,218 | 6.000% | — | 3 | −$323 | |
| 11 | $4,920 | 6.870% | — | 2 | +$379 | |
| 12 | $4,927 | 6.875% | — | 9 | +$386 | |
| 13 | $5,362 | 6.562% | — | 8 | +$821 | |
| 14 | $5,521 | 6.500% | — | 75 | +$980 | |
| 15 | $5,603 | 6.433% | — | 2 | +$1,062 | |
| 16 | $5,778 | 7.188% | — | 10 | +$1,237 | |
| 17 | $5,892 | 6.250% | — | 1 | +$1,351 | |
| 18 | $5,946 | 6.875% | — | 1 | +$1,405 | |
| 19 | $6,482 | 5.500% | — | 1 | +$1,941 | |
| 20 | $10,537 | 6.125% | — | 1 | +$5,996 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.