First Financial Bank closing costs and rates (2024)
In 2024, First Financial Bank originated 1,833 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $4,202. That ranks #242 nationally by origination volume. For total closing costs among lenders with 500+ originations, First Financial Bank ranks #130. That is $2,539 below the national median of $6,741. First Financial Bank is most active in Ohio with 777 originations there.
Purchase Originations
1,833
Ranked #242 nationally
Median Total Costs
$4,202
−37.7% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,435
Median Lender Credits
$150
Cost Rank (500+ vol.)
#130
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,702 | 6.812% | $4,040 | $1,435 |
| fha | 96 | 6.562% | $8,296 | $1,530 |
| va | 24 | 6.750% | $5,016 | $1,557 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Ohio | 777 | 6.875% | $4,507 | #33 |
| Indiana | 590 | 6.875% | $3,088 | #28 |
| Kentucky | 427 | 6.500% | $5,053 | #24 |
| Illinois | 21 | 7.000% | $4,367 | — |
| Florida | 8 | 6.875% | $4,678 | — |
| South Carolina | 5 | 6.625% | $5,442 | — |
| Michigan | 2 | 6.312% | $4,499 | — |
| North Carolina | 2 | 6.625% | $3,694 | — |
| South Dakota | 1 | 7.625% | $7,325 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,491 | 6.625% | — | 25 | −$1,711 | |
| 2 | $2,559 | 7.000% | — | 22 | −$1,643 | |
| 3 | $2,649 | 6.875% | — | 28 | −$1,553 | |
| 4 | $2,659 | 6.625% | — | 23 | −$1,543 | |
| 5 | $2,737 | 6.812% | — | 18 | −$1,465 | |
| 6 | $2,961 | 6.500% | — | 17 | −$1,241 | |
| 7 | $3,033 | 6.625% | — | 56 | −$1,169 | |
| 8 | $3,108 | 6.875% | — | 96 | −$1,094 | |
| 9 | $3,369 | 6.625% | — | 31 | −$833 | |
| 10 | $3,574 | 6.875% | — | 55 | −$628 | |
| 11 | $3,703 | 7.000% | — | 43 | −$499 | |
| 12 | $4,119 | 6.625% | — | 43 | −$83 | |
| 13 | $4,211 | 6.875% | — | 35 | +$9 | |
| 14 | $4,344 | 6.750% | — | 120 | +$142 | |
| 15 | $4,648 | 6.875% | — | 313 | +$446 | |
| 16 | $4,707 | 6.875% | — | 18 | +$505 | |
| 17 | $5,052 | 6.500% | — | 21 | +$850 | |
| 18 | $5,200 | 6.500% | — | 327 | +$998 | |
| 19 | $5,506 | 7.000% | — | 49 | +$1,304 | |
| 20 | $5,691 | 6.562% | — | 16 | +$1,489 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.