Firstar Bank closing costs and rates (2024)
In 2024, Firstar Bank originated 582 purchase mortgages at a median interest rate of 6.25% and median total closing costs of $5,307. That ranks #578 nationally by origination volume. For total closing costs among lenders with 500+ originations, Firstar Bank ranks #228. That is $1,434 below the national median of $6,741. Firstar Bank is most active in Oklahoma with 301 originations there.
Purchase Originations
582
Ranked #578 nationally
Median Total Costs
$5,307
−21.3% vs national ($6,741)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$1,010
Median Lender Credits
$24
Cost Rank (500+ vol.)
#228
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 224 | 6.490% | $3,342 | $1,010 |
| fha | 221 | 6.125% | $6,851 | $1,010 |
| usda | 71 | 6.125% | $5,128 | $1,010 |
| va | 66 | 6.125% | $5,949 | $1,075 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,012 | 6.312% | — | 10 | −$2,295 | |
| 2 | $3,081 | 6.312% | — | 8 | −$2,226 | |
| 3 | $3,772 | 6.500% | — | 3 | −$1,535 | |
| 4 | $3,849 | 5.990% | — | 3 | −$1,458 | |
| 5 | $4,029 | 6.250% | — | 42 | −$1,278 | |
| 6 | $4,043 | 6.808% | — | 2 | −$1,264 | |
| 7 | $4,292 | 6.312% | — | 2 | −$1,015 | |
| 8 | $4,328 | 6.438% | — | 6 | −$979 | |
| 9 | $5,120 | 6.250% | — | 155 | −$187 | |
| 10 | $5,255 | 6.500% | — | 4 | −$52 | |
| 11 | $5,397 | 6.125% | — | 75 | +$90 | |
| 12 | $5,485 | 6.250% | — | 100 | +$178 | |
| 13 | $5,779 | 6.438% | — | 12 | +$472 | |
| 14 | $5,878 | 6.375% | — | 19 | +$571 | |
| 15 | $5,994 | 6.250% | — | 85 | +$687 | |
| 16 | $6,098 | 6.750% | — | 6 | +$791 | |
| 17 | $6,636 | 6.625% | — | 6 | +$1,329 | |
| 18 | $7,229 | 6.188% | — | 2 | +$1,922 | |
| 19 | $8,420 | 6.000% | — | 13 | +$3,113 | |
| 20 | $11,368 | 6.683% | — | 2 | +$6,061 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.