Homebuyers in Craighead County County who chose First National Bank paid $4,528 less in closing costs than the county median.
County Median Costs
$6,059
+18.5% vs Arkansas ($5,115)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$2,035
Purchase Originations
1,102
Denial Rate
9.5%
vs Arkansas avg (12.6%)
vs Arkansas Median
18.5% above
$944
vs National Median
9.3% below
$-621
22 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,531 | 7.250% | $250 | 23 | −$2,331 | |
| 2 | $1,775 | 5.375% | $0 | 12 | −$2,087 | |
| 3 | $2,832 | 6.000% | $1,461 | 15 | −$1,030 | |
| 4 | $3,171 | 6.624% | $1,230 | 15 | −$691 | |
| 5 | $3,346 | 6.625% | $1,250 | 26 | −$516 | |
| 6 | $3,397 | 7.000% | $1,420 | 13 | −$465 | |
| 7 | $3,586 | 6.750% | $1,332 | 18 | −$276 | |
| 8 | $3,891 | 6.625% | $2,030 | 21 | +$29 | |
| 9 | $4,022 | 6.625% | $1,749 | 69 | +$160 | |
| 10 | $4,502 | 6.500% | $2,820 | 11 | +$640 | |
| 11 | $4,856 | 6.688% | $3,146 | 28 | +$994 | |
| 12 | $5,781 | 6.550% | $3,920 | 14 | +$1,919 | |
| 13 | $6,485 | 6.375% | $4,828 | 17 | +$2,623 | |
| 14 | $7,302 | 6.625% | $4,999 | 15 | +$3,440 |
Includes lenders with 10+ purchase originations in Craighead County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Arkansas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.