First Community Bank closing costs and rates (2024)
In 2024, First Community Bank originated 655 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $5,877. That ranks #536 nationally by origination volume. For total closing costs among lenders with 500+ originations, First Community Bank ranks #275. That is $864 below the national median of $6,741. First Community Bank is most active in Arkansas with 578 originations there.
Purchase Originations
655
Ranked #536 nationally
Median Total Costs
$5,877
−12.8% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,894
Median Lender Credits
$750
Cost Rank (500+ vol.)
#275
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 361 | 6.875% | $4,511 | $2,788 |
| fha | 211 | 6.125% | $8,236 | $3,109 |
| va | 51 | 6.125% | $6,272 | $2,568 |
| usda | 32 | 6.125% | $5,682 | $2,630 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,464 | 6.750% | — | 109 | −$1,413 | |
| 2 | $4,831 | 6.500% | — | 25 | −$1,046 | |
| 3 | $5,055 | 6.500% | — | 12 | −$822 | |
| 4 | $5,123 | 6.625% | — | 7 | −$754 | |
| 5 | $5,246 | 6.625% | — | 22 | −$631 | |
| 6 | $5,350 | 6.625% | — | 11 | −$527 | |
| 7 | $5,476 | 6.250% | — | 43 | −$401 | |
| 8 | $5,582 | 6.500% | — | 110 | −$295 | |
| 9 | $5,867 | 6.750% | — | 12 | −$10 | |
| 10 | $5,962 | 6.688% | — | 8 | +$85 | |
| 11 | $5,985 | 6.250% | — | 9 | +$108 | |
| 12 | $6,218 | 6.125% | — | 5 | +$341 | |
| 13 | $6,513 | 6.625% | — | 28 | +$636 | |
| 14 | $6,856 | 6.500% | — | 16 | +$979 | |
| 15 | $6,971 | 6.562% | — | 8 | +$1,094 | |
| 16 | $7,065 | 6.125% | — | 5 | +$1,188 | |
| 17 | $7,168 | 6.438% | — | 18 | +$1,291 | |
| 18 | $7,432 | 6.250% | — | 63 | +$1,555 | |
| 19 | $7,688 | 6.250% | — | 49 | +$1,811 | |
| 20 | $7,770 | 6.312% | — | 32 | +$1,893 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.