Lowest closing cost mortgage lenders in Garland County County, Arkansas
In Garland County, Arkansas, homebuyers paid a median of $4,764 in closing costs in 2024 — below the Arkansas median of $4,991. The county saw 747 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, SWBC MORTGAGE CORPORATION offered the lowest median costs at $2,635, which is $1,957 less than the county median.
Homebuyers in Garland County County who chose SWBC MORTGAGE CORPORATION paid $2,129 less in closing costs than the county median.
County Median Costs
$4,764
−4.5% vs Arkansas ($4,991)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,091
Purchase Originations
747
vs Arkansas Median
4.5% below
$-227
vs National Median
29.3% below
$-1,977
Lender rankings in Garland County County
11 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,959 | 6.749% | $975 | 12 | −$1,057 | |
| 2 | $3,081 | 6.688% | $1,298 | 18 | −$935 | |
| 3 | $3,094 | 7.000% | $1,195 | 32 | −$922 | |
| 4 | $3,288 | 6.625% | $1,200 | 18 | −$728 | |
| 5 | $3,938 | 6.750% | $2,262 | 23 | −$78 | |
| 6 | $4,016 | 6.625% | $2,675 | 15 | +$0 | |
| 7 | $4,304 | 6.625% | $2,660 | 43 | +$288 | |
| 8 | $4,471 | 6.562% | $2,709 | 20 | +$455 | |
| 9 | $4,620 | 6.562% | $2,477 | 10 | +$604 | |
| 10 | $5,403 | 6.688% | $3,701 | 22 | +$1,387 |
Includes lenders with 10+ purchase originations in Garland County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Arkansas → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.