Homebuyers in Garland County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,386 less in closing costs than the county median.
County Median Costs
$4,780
−6.5% vs Arkansas ($5,115)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,984
Purchase Originations
860
Denial Rate
19.4%
vs Arkansas avg (12.6%)
vs Arkansas Median
6.5% below
$-335
vs National Median
28.4% below
$-1,900
16 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,080 | 6.125% | $682 | 11 | −$1,903 | |
| 2 | $2,419 | 6.797% | $902 | 14 | −$1,564 | |
| 3 | $2,835 | 6.500% | $1,200 | 18 | −$1,148 | |
| 4 | $3,153 | 6.562% | $1,334 | 16 | −$830 | |
| 5 | $3,534 | 6.625% | $1,345 | 47 | −$449 | |
| 6 | $3,870 | 6.750% | $2,276 | 26 | −$113 | |
| 7 | $4,083 | 6.500% | $1,867 | 10 | +$100 | |
| 8 | $4,098 | 6.750% | $2,151 | 25 | +$115 | |
| 9 | $4,141 | 6.375% | $2,320 | 21 | +$158 | |
| 10 | $4,519 | 6.625% | $2,731 | 50 | +$536 | |
| 11 | $4,559 | 6.395% | $2,945 | 17 | +$576 | |
| 12 | $5,055 | 6.688% | $3,055 | 30 | +$1,072 | |
| 13 | $7,400 | 8.990% | $3,716 | 12 | +$3,418 |
Includes lenders with 10+ purchase originations in Garland County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Arkansas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.