ARKANSAS Federal Credit Union closing costs and rates (2024)
In 2024, ARKANSAS Federal Credit Union originated 327 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $4,439. That is $2,302 below the national median of $6,741. ARKANSAS Federal Credit Union is most active in Arkansas with 320 originations there.
Purchase Originations
327
Median Total Costs
$4,439
−34.1% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$2,440
Median Lender Credits
$359
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 302 | 6.375% | $4,441 | $2,542 |
| va | 25 | 6.500% | $2,960 | $422 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,126 | 6.500% | — | 31 | −$1,313 | |
| 2 | $3,132 | 6.438% | — | 4 | −$1,307 | |
| 3 | $3,269 | 6.562% | — | 12 | −$1,170 | |
| 4 | $3,399 | 6.812% | — | 2 | −$1,040 | |
| 5 | $3,463 | 6.812% | — | 2 | −$976 | |
| 6 | $3,579 | 6.250% | — | 9 | −$860 | |
| 7 | $3,624 | 6.250% | — | 10 | −$815 | |
| 8 | $3,743 | 6.500% | — | 8 | −$696 | |
| 9 | $3,880 | 6.375% | — | 3 | −$559 | |
| 10 | $4,078 | 6.812% | — | 4 | −$361 | |
| 11 | $4,471 | 6.562% | — | 20 | +$32 | |
| 12 | $4,501 | 6.375% | — | 5 | +$62 | |
| 13 | $4,539 | 6.125% | — | 91 | +$100 | |
| 14 | $4,710 | 6.375% | — | 32 | +$271 | |
| 15 | $4,767 | 6.375% | — | 25 | +$328 | |
| 16 | $4,812 | 6.375% | — | 33 | +$373 | |
| 17 | $4,815 | 5.750% | — | 3 | +$376 | |
| 18 | $5,193 | 6.125% | — | 3 | +$754 | |
| 19 | $5,855 | 6.375% | — | 4 | +$1,416 | |
| 20 | $9,935 | 6.250% | — | 2 | +$5,496 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.