Homebuyers in Faulkner County County who chose The First National Bank of Fort Smith paid $2,452 less in closing costs than the county median.
County Median Costs
$5,538
+8.3% vs Arkansas ($5,115)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$2,099
Purchase Originations
1,445
Denial Rate
9.5%
vs Arkansas avg (12.6%)
vs Arkansas Median
8.3% above
$423
vs National Median
17.1% below
$-1,142
19 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,086 | 6.500% | $1,146 | 17 | −$1,081 | |
| 2 | $3,171 | 6.625% | $1,335 | 28 | −$996 | |
| 3 | $3,486 | 6.938% | $967 | 10 | −$681 | |
| 4 | $3,656 | 6.625% | $1,967 | 48 | −$511 | |
| 5 | $3,716 | 6.625% | $1,668 | 12 | −$451 | |
| 6 | $3,801 | 6.625% | $1,640 | 53 | −$366 | |
| 7 | $3,823 | 6.375% | $1,738 | 12 | −$344 | |
| 8 | $4,044 | 6.125% | $2,439 | 62 | −$123 | |
| 9 | $4,066 | 6.562% | $1,948 | 66 | −$101 | |
| 10 | $4,607 | 6.375% | $2,613 | 42 | +$440 | |
| 11 | $4,810 | 6.875% | $2,772 | 23 | +$643 | |
| 12 | $4,847 | 6.375% | $2,957 | 100 | +$680 | |
| 13 | $5,180 | 6.375% | $2,871 | 11 | +$1,013 | |
| 14 | $5,373 | 6.433% | $3,376 | 36 | +$1,206 |
Includes lenders with 10+ purchase originations in Faulkner County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Arkansas → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.