Bank OZK closing costs and rates (2024)
In 2024, Bank OZK originated 113 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $4,328. That is $2,413 below the national median of $6,741. Bank OZK is most active in Arkansas with 50 originations there.
Purchase Originations
113
Median Total Costs
$4,328
−35.8% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,612
Median Lender Credits
$111
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 98 | 6.625% | $4,161 | $1,563 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Arkansas | 50 | 6.490% | $3,610 | #91 |
| Texas | 24 | 6.850% | $5,134 | — |
| Georgia | 23 | 7.000% | $4,664 | — |
| Florida | 9 | 6.625% | $6,703 | — |
| Missouri | 2 | 5.870% | $2,698 | — |
| North Carolina | 2 | 6.183% | $3,664 | — |
| Arizona | 1 | 6.490% | $4,141 | — |
| Mississippi | 1 | 5.875% | $3,086 | — |
| Wisconsin | 1 | 5.875% | $3,120 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,369 | 6.750% | — | 3 | −$1,959 | |
| 2 | $3,338 | 6.620% | — | 2 | −$990 | |
| 3 | $3,603 | 6.624% | — | 9 | −$725 | |
| 4 | $3,748 | 7.188% | — | 2 | −$580 | |
| 5 | $3,857 | 6.490% | — | 9 | −$471 | |
| 6 | $3,940 | 6.125% | — | 3 | −$388 | |
| 7 | $3,984 | 6.500% | — | 3 | −$344 | |
| 8 | $3,991 | 6.562% | — | 2 | −$337 | |
| 9 | $4,247 | 6.875% | — | 5 | −$81 | |
| 10 | $4,577 | 7.625% | — | 3 | +$249 | |
| 11 | $4,747 | 6.875% | — | 7 | +$419 | |
| 12 | $5,309 | 6.990% | — | 3 | +$981 | |
| 13 | $5,425 | 5.938% | — | 2 | +$1,097 | |
| 14 | $5,457 | 6.875% | — | 3 | +$1,129 | |
| 15 | $5,556 | 6.125% | — | 6 | +$1,228 | |
| 16 | $6,001 | 7.000% | — | 3 | +$1,673 | |
| 17 | $6,703 | 6.250% | — | 3 | +$2,375 | |
| 18 | $7,066 | 7.250% | — | 5 | +$2,738 | |
| 19 | $7,221 | 6.188% | — | 2 | +$2,893 | |
| 20 | $10,801 | 5.875% | — | 2 | +$6,473 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.