Homebuyers in Washington County County who chose NAVY FEDERAL CREDIT UNION paid $3,996 less in closing costs than the county median.
County Median Costs
$4,728
−7.6% vs Arkansas ($5,115)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$1,500
Purchase Originations
2,701
Denial Rate
6.7%
vs Arkansas avg (12.6%)
vs Arkansas Median
7.6% below
$-387
vs National Median
29.2% below
$-1,952
42 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,078 | 5.875% | $0 | 115 | −$1,655 | |
| 2 | $2,258 | 6.490% | $785 | 13 | −$1,475 | |
| 3 | $2,454 | 6.490% | $276 | 14 | −$1,279 | |
| 4 | $2,683 | 6.312% | $1,200 | 26 | −$1,050 | |
| 5 | $2,738 | 5.938% | $635 | 10 | −$995 | |
| 6 | $2,885 | 6.490% | $805 | 17 | −$848 | |
| 7 | $3,045 | 6.625% | $1,095 | 30 | −$688 | |
| 8 | $3,098 | 6.500% | $1,500 | 43 | −$635 | |
| 9 | $3,146 | 6.625% | $1,445 | 13 | −$586 | |
| 10 | $3,165 | 6.688% | $1,050 | 18 | −$568 | |
| 11 | $3,227 | 6.625% | $975 | 25 | −$506 | |
| 12 | $3,327 | 6.500% | $1,099 | 16 | −$406 | |
| 13 | $3,390 | 5.875% | $1,149 | 20 | −$343 | |
| 14 | $3,449 | 6.500% | $1,145 | 27 | −$284 | |
| 15 | $3,512 | 5.812% | $1,775 | 20 | −$222 | |
| 16 | $3,530 | 6.125% | $1,495 | 15 | −$203 | |
| 17 | $3,573 | 6.490% | $1,475 | 31 | −$160 | |
| 18 | $3,580 | 6.557% | $1,170 | 24 | −$153 | |
| 19 | $3,602 | 6.562% | $1,524 | 16 | −$131 | |
| 20 | $3,675 | 6.625% | $1,230 | 142 | −$58 | |
| 21 | $3,780 | 6.625% | $1,345 | 319 | +$47 | |
| 22 | $3,855 | 6.375% | $1,631 | 53 | +$122 | |
| 23 | $3,906 | 6.375% | $1,079 | 16 | +$173 | |
| 24 | $3,907 | 6.750% | $1,836 | 17 | +$174 | |
| 25 | $3,921 | 6.375% | $2,174 | 37 | +$188 |
Includes lenders with 10+ purchase originations in Washington County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Arkansas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.