Purchase Originations
182
Median Total Costs
$6,202
−7.2% vs national ($6,680)
↓ $334 vs prior year
Median Rate
6.125%
−5.6% vs national (6.490%)
↑ 0.000% vs prior year
Median Origination
$1,475
Median Lender Credits
$22
Denial Rate
0.5%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 74 | 5.875% | $9,760 | $1,475 |
| conventional | 70 | 6.490% | $3,644 | $1,475 |
| usda | 23 | 6.125% | $6,116 | $1,475 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,707 | 6.188% | — | 2 | −$2,495 | |
| 2 | $3,854 | 8.750% | — | 1 | −$2,348 | |
| 3 | $4,931 | 6.250% | — | 20 | −$1,271 | |
| 4 | $5,583 | 6.250% | — | 1 | −$619 | |
| 5 | $6,176 | 8.500% | — | 1 | −$26 | |
| 6 | $6,229 | 6.125% | — | 75 | +$27 | |
| 7 | $6,397 | 6.250% | — | 1 | +$195 | |
| 8 | $6,413 | 6.125% | — | 76 | +$211 | |
| 9 | $6,759 | 7.750% | — | 1 | +$557 | |
| 10 | $9,767 | 5.938% | — | 2 | +$3,565 | |
| 11 | $11,744 | 5.750% | — | 1 | +$5,542 | |
| 12 | $12,593 | 5.375% | — | 1 | +$6,391 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Priority Bank | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $280,000 | $335,000 | −$55,000 (−16.4%) |
| Median total closing costs | $6,202 | $7,127 | −$925 (−13.0%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.