Lowest closing cost mortgage lenders in Baxter County County, Arkansas
In Baxter County, Arkansas, homebuyers paid a median of $3,913 in closing costs in 2024 — below the Arkansas median of $4,991. The county saw 392 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, The Farmers & Merchants Bank offered the lowest median costs at $1,414, which is $1,846 less than the county median.
Homebuyers in Baxter County County who chose The Farmers & Merchants Bank paid $2,499 less in closing costs than the county median.
County Median Costs
$3,913
−21.6% vs Arkansas ($4,991)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,462
Purchase Originations
392
vs Arkansas Median
21.6% below
$-1,078
vs National Median
42.0% below
$-2,828
Lender rankings in Baxter County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,414 | 7.008% | $825 | 26 | −$1,846 | |
| 2 | $2,301 | 6.375% | $1,200 | 17 | −$959 | |
| 3 | $2,946 | 6.875% | $1,235 | 38 | −$314 | |
| 4 | $5,922 | 6.625% | $2,977 | 78 | +$2,662 |
Includes lenders with 10+ purchase originations in Baxter County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Arkansas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.