Homebuyers in Clay County County who chose First National Bank paid $3,251 less in closing costs than the county median.
County Median Costs
$4,613
−9.8% vs Arkansas ($5,115)
Median Rate
6.750%
+4.0% vs national (6.490%)
Median Origination
$1,690
Purchase Originations
111
Denial Rate
11.6%
vs Arkansas avg (12.6%)
vs Arkansas Median
9.8% below
$-502
vs National Median
30.9% below
$-2,067
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,362 | 8.225% | $250 | 14 | −$992 |
Includes lenders with 10+ purchase originations in Clay County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Arkansas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.