Purchase Originations
304
Median Total Costs
$3,874
−42.0% vs national ($6,680)
↑ $172 vs prior year
Median Rate
6.500%
+0.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$950
Median Lender Credits
$146
Denial Rate
3.0%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 209 | 6.625% | $3,432 | $950 |
| fha | 62 | 6.250% | $7,540 | $950 |
| va | 30 | 6.433% | $4,877 | $950 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Arkansas | 290 | 6.500% | $3,801 | #24 |
| Oklahoma | 4 | 6.183% | $5,877 | — |
| Florida | 2 | 6.125% | $6,898 | — |
| Missouri | 2 | 6.188% | $3,589 | — |
| Delaware | 1 | 6.875% | $4,685 | — |
| Indiana | 1 | 5.990% | $3,191 | — |
| Kansas | 1 | 6.875% | $3,128 | — |
| Massachusetts | 1 | 7.375% | $4,060 | — |
| Mississippi | 1 | 6.990% | $3,992 | — |
| Tennessee | 1 | 6.990% | $6,034 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.990% | — | 1 | −$3,874 | |
| 2 | $2,832 | 6.490% | — | 3 | −$1,042 | |
| 3 | $2,870 | 6.750% | — | 3 | −$1,004 | |
| 4 | $2,969 | 6.875% | — | 1 | −$905 | |
| 5 | $3,198 | 6.500% | — | 2 | −$676 | |
| 6 | $3,249 | 6.240% | — | 2 | −$625 | |
| 7 | $3,342 | 6.625% | — | 50 | −$532 | |
| 8 | $3,452 | 6.812% | — | 12 | −$422 | |
| 9 | $3,465 | 6.490% | — | 1 | −$409 | |
| 10 | $3,976 | 6.500% | — | 155 | +$102 | |
| 11 | $4,023 | 7.000% | — | 1 | +$149 | |
| 12 | $4,076 | 6.120% | — | 2 | +$202 | |
| 13 | $4,132 | 6.375% | — | 27 | +$258 | |
| 14 | $4,277 | 6.125% | — | 1 | +$403 | |
| 15 | $4,918 | 6.250% | — | 1 | +$1,044 | |
| 16 | $4,991 | 6.375% | — | 2 | +$1,117 | |
| 17 | $5,034 | 6.500% | — | 19 | +$1,160 | |
| 18 | $5,392 | 5.500% | — | 1 | +$1,518 | |
| 19 | $6,866 | 6.438% | — | 4 | +$2,992 | |
| 20 | $7,103 | 5.990% | — | 2 | +$3,229 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Bank OF Little Rock Mortgage Corporation | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $265,000 | $335,000 | −$70,000 (−20.9%) |
| Median total closing costs | $3,874 | $7,127 | −$3,253 (−45.6%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.