Homebuyers in Lonoke County County who chose ARKANSAS Federal Credit Union paid $2,834 less in closing costs than the county median.
County Median Costs
$6,187
+21.0% vs Arkansas ($5,115)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$1,775
Purchase Originations
1,018
Denial Rate
7.8%
vs Arkansas avg (12.6%)
vs Arkansas Median
21.0% above
$1,072
vs National Median
7.4% below
$-493
14 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,666 | 6.625% | $1,837 | 31 | −$298 | |
| 2 | $3,759 | 6.750% | $1,820 | 42 | −$205 | |
| 3 | $3,767 | 6.750% | $1,501 | 10 | −$197 | |
| 4 | $3,946 | 6.490% | $1,681 | 31 | −$18 | |
| 5 | $4,038 | 6.625% | $1,345 | 13 | +$74 | |
| 6 | $4,925 | 6.250% | $2,698 | 22 | +$961 | |
| 7 | $5,043 | 6.812% | $2,959 | 12 | +$1,079 | |
| 8 | $5,335 | 6.375% | $3,186 | 15 | +$1,371 | |
| 9 | $5,854 | 6.990% | $3,354 | 14 | +$1,890 | |
| 10 | $8,118 | 6.975% | $5,825 | 14 | +$4,154 |
Includes lenders with 10+ purchase originations in Lonoke County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Arkansas → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.