SENTE MORTGAGE, INC. closing costs and rates (2024)
In 2024, SENTE MORTGAGE, INC. originated 725 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $9,161. That ranks #496 nationally by origination volume. For total closing costs among lenders with 500+ originations, SENTE MORTGAGE, INC. ranks #512. That is $2,420 above the national median of $6,741. SENTE MORTGAGE, INC. is most active in Texas with 229 originations there.
Purchase Originations
725
Ranked #496 nationally
Median Total Costs
$9,161
+35.9% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$4,409
Median Lender Credits
$135
Cost Rank (500+ vol.)
#512
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 317 | 6.990% | $7,855 | $4,600 |
| fha | 268 | 6.625% | $11,556 | $4,375 |
| va | 117 | 6.375% | $10,173 | $4,468 |
| usda | 23 | 6.625% | $5,774 | $2,502 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 229 | 6.750% | $9,788 | #182 |
| Arkansas | 195 | 6.750% | $7,820 | #38 |
| South Carolina | 193 | 6.625% | $10,762 | #74 |
| Georgia | 54 | 6.750% | $9,429 | #195 |
| Oklahoma | 36 | 7.250% | $10,114 | — |
| Alabama | 4 | 6.500% | $11,405 | — |
| Ohio | 4 | 6.688% | $14,407 | — |
| Tennessee | 4 | 7.000% | $12,143 | — |
| Indiana | 2 | 6.875% | $11,500 | — |
| Illinois | 1 | 5.750% | $26,007 | — |
| Kansas | 1 | 7.250% | $6,747 | — |
| Louisiana | 1 | 6.375% | $7,028 | — |
| North Carolina | 1 | 7.625% | $8,376 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,180 | 6.688% | — | 8 | −$2,981 | |
| 2 | $7,129 | 6.750% | — | 18 | −$2,032 | |
| 3 | $7,391 | 6.625% | — | 7 | −$1,770 | |
| 4 | $7,628 | 6.875% | — | 19 | −$1,533 | |
| 5 | $7,697 | 6.750% | — | 31 | −$1,464 | |
| 6 | $8,026 | 6.990% | — | 9 | −$1,135 | |
| 7 | $8,490 | 6.750% | — | 70 | −$671 | |
| 8 | $8,580 | 6.750% | — | 17 | −$581 | |
| 9 | $8,664 | 6.990% | — | 59 | −$497 | |
| 10 | $8,664 | 7.250% | — | 16 | −$497 | |
| 11 | $9,037 | 6.875% | — | 12 | −$124 | |
| 12 | $9,381 | 6.625% | — | 68 | +$220 | |
| 13 | $9,420 | 6.625% | — | 14 | +$259 | |
| 14 | $9,435 | 6.990% | — | 7 | +$274 | |
| 15 | $9,583 | 6.875% | — | 11 | +$422 | |
| 16 | $10,099 | 6.625% | — | 55 | +$938 | |
| 17 | $11,104 | 6.625% | — | 75 | +$1,943 | |
| 18 | $11,655 | 6.500% | — | 8 | +$2,494 | |
| 19 | $12,575 | 6.250% | — | 41 | +$3,414 | |
| 20 | $14,524 | 6.875% | — | 15 | +$5,363 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.