Homebuyers in Independence County County who chose MORTGAGE RESEARCH CENTER, LLC paid $1,998 less in closing costs than the county median.
County Median Costs
$5,108
−0.1% vs Arkansas ($5,115)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,406
Purchase Originations
303
Denial Rate
14.8%
vs Arkansas avg (12.6%)
vs Arkansas Median
0.1% below
$-7
vs National Median
23.5% below
$-1,572
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,761 | 6.750% | $1,495 | 15 | −$8 | |
| 2 | $3,829 | 6.875% | $2,361 | 71 | +$60 |
Includes lenders with 10+ purchase originations in Independence County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Arkansas → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.