Grade A · 0% of disclosures flagged for junk fees
Bank · North Carolina · NMLS #399803
Avg Closing Costs
$5,218
median across reports
vs. National Average
60%
above national avg
Avg Origination Charge
$2,518
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Title Insurance | $3,301 | $3,405 | 🟡 Average |
| Origination Fee | $2,518 | $1,618 | 🔺 High |
| discount_points | $2,187 | $1,883 | 🔴 Above Avg |
| lender_credits | $2,174 | $358 | 🔺 High |
| Underwriting Fee | $1,512 | $1,546 | 🟡 Average |
| Appraisal | $1,096 | $1,125 | 🟡 Average |
| Settlement/Closing Fee | $1,008 | $1,053 | 🟡 Average |
| Processing Fee | $822 | $841 | 🟡 Average |
| Title Search | $400 | $412 | 🟡 Average |
| Recording Fee | $353 | $364 | 🟡 Average |
| Rate Lock Fee | $342 | $370 | 🟡 Average |
| Document Preparation | $154 | $159 | 🟡 Average |
| Tax Service Fee | $133 | $135 | 🟡 Average |
| Credit Report | $70 | $71 | 🟡 Average |
| Wire Transfer Fee | $70 | $72 | 🟡 Average |
| Courier/Delivery | $60 | $63 | 🟡 Average |
| Flood Certification | $24 | $25 | 🟡 Average |
Got a Loan Estimate from Truist Bank? See if your rate and fees are competitive.
Check My Loan Estimate — $19Based on 15,626 homebuyer-submitted Closing Disclosures, Truist Bank's median total closing costs are $5,218. This is about 60% above the $3,257 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.