390 mortgage lenders in North Carolina have verified fee reports on FairPriceCheck. The median average closing cost across North Carolina lenders is $6,396, and 158 lenders hold an A grade — meaning median closing costs at least 10% below the state average.
| Lender | State grade | Avg closing costs | % junk fees | National grade |
|---|---|---|---|---|
| STATE EMPLOYEES' 12616 reports | A | $4,160 | 0% | A |
| DHI Mortgage Company, LTD. 4755 reports | A | $5,130 | 0% | C |
| Navy Federal Credit Union 3794 reports | A | $4,044 | 0% | A |
| Truist Bank 3051 reports | A | $5,583 | 0% | A |
| First-Citizens Bank & Trust Company 2868 reports | A | $4,437 | 0% | A |
| Guaranteed Rate 1897 reports | A | $6,669 | 0% | A |
| NATIONSTAR MORTGAGE LLC 1873 reports | A | $5,266 | 0% | A |
| Alcova Mortgage LLC 1523 reports | A | $5,741 | 0% | A |
| PULTE MORTGAGE LLC 1508 reports | A | $2,666 | 0% | A |
| Prosperity Home Mortgage, LLC 1279 reports | A | $6,858 | 0% | A |
| AmeriSave Mortgage 1220 reports | A | $8,119 | 0% | A |
| Fifth Third Bank, N.A. 899 reports | A | $4,217 | 0% | A |
| THE LOAN STORE, INC. 836 reports | A | $7,007 | 0% | B |
| VILLAGE CAPITAL & INVESTMENT LLC 703 reports | A | $6,560 | 0% | A |
| Pinnacle Bank 690 reports | A | $4,445 | 0% | A |
| FirstBank 675 reports | A | $4,680 | 0% | A |
| USAA Federal Savings Bank 659 reports | A | $6,540 | 0% | A |
| PROVIDENT FUNDING ASSOCIATES, L.P. 634 reports | A | $4,336 | 0% | A |
| HomeTrust Bank (North Carolina) 475 reports | A | $4,804 | 0% | A |
| Atlantic Coast Mortgage, LLC 466 reports | A | $7,079 | 0% | B |
| Uwharrie Bank 454 reports | A | $5,160 | 0% | A |
| Regions Bank 423 reports | A | $6,009 | 0% | A |
| Better Mortgage 406 reports | A | $6,081 | 0% | A |
| INTERCOASTAL MORTGAGE, LLC 399 reports | A | $5,256 | 0% | A |
| CLICK N' CLOSE, INC. 392 reports | A | $5,643 | 0% | A |
For 2024 HMDA origination data on all lenders in North Carolina, see our North Carolina Market Rankings →
Closing cost details, fee benchmarks, and county comparisons for North Carolina → North Carolina Closing Costs Guide
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Grades based on verified homebuyer-submitted fee reports. Informational only; not legal or financial advice.