390 mortgage lenders in North Carolina have verified fee reports on FairPriceCheck. The median average closing cost across North Carolina lenders is $6,396, and 158 lenders hold an A grade — meaning median closing costs at least 10% below the state average.
| Lender | State grade | Avg closing costs | % junk fees | National grade |
|---|---|---|---|---|
| STATE EMPLOYEES' 12616 reports | A | $4,160 | 0% | A |
| DHI Mortgage Company, LTD. 4755 reports | A | $5,130 | 0% | C |
| Navy Federal Credit Union 3794 reports | A | $4,044 | 0% | A |
| Truist Bank 3051 reports | A | $5,583 | 0% | A |
| First-Citizens Bank & Trust Company 2868 reports | A | $4,437 | 0% | A |
| Guaranteed Rate 1897 reports | A | $6,669 | 0% | A |
| NATIONSTAR MORTGAGE LLC 1873 reports | A | $5,266 | 0% | A |
| Alcova Mortgage LLC 1523 reports | A | $5,741 | 0% | A |
| PULTE MORTGAGE LLC 1508 reports | A | $2,666 | 0% | A |
| Prosperity Home Mortgage, LLC 1279 reports | A | $6,858 | 0% | A |
| AmeriSave Mortgage 1220 reports | A | $8,119 | 0% | A |
| Fifth Third Bank, N.A. 899 reports | A | $4,217 | 0% | A |
| THE LOAN STORE, INC. 836 reports | A | $7,007 | 0% | B |
| VILLAGE CAPITAL & INVESTMENT LLC 703 reports | A | $6,560 | 0% | A |
| Pinnacle Bank 690 reports | A | $4,445 | 0% | A |
| FirstBank 675 reports | A | $4,680 | 0% | A |
| USAA Federal Savings Bank 659 reports | A | $6,540 | 0% | A |
| PROVIDENT FUNDING ASSOCIATES, L.P. 634 reports | A | $4,336 | 0% | A |
| HomeTrust Bank (North Carolina) 475 reports | A | $4,804 | 0% | A |
| Atlantic Coast Mortgage, LLC 466 reports | A | $7,079 | 0% | B |
| Uwharrie Bank 454 reports | A | $5,160 | 0% | A |
| Regions Bank 423 reports | A | $6,009 | 0% | A |
| Better Mortgage 406 reports | A | $6,081 | 0% | A |
| INTERCOASTAL MORTGAGE, LLC 399 reports | A | $5,256 | 0% | A |
| CLICK N' CLOSE, INC. 392 reports | A | $5,643 | 0% | A |
The 200 North Carolina lenders with the most verified reports. 190 more have fewer reports and are not listed.
For 2024 HMDA origination data on all lenders in North Carolina, see our North Carolina Market Rankings →
Closing cost details, fee benchmarks, and county comparisons for North Carolina → North Carolina Closing Costs Guide
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Grades based on verified homebuyer-submitted fee reports. Informational only; not legal or financial advice.