Homebuyers in Hot Spring County County who chose Southern Bancorp Bank paid $2,439 less in closing costs than the county median.
County Median Costs
$4,751
−7.1% vs Arkansas ($5,115)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,692
Purchase Originations
242
Denial Rate
27.3%
vs Arkansas avg (12.6%)
vs Arkansas Median
7.1% below
$-364
vs National Median
28.9% below
$-1,929
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,312 | 7.500% | $532 | 18 | −$1,311 |
Includes lenders with 10+ purchase originations in Hot Spring County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Arkansas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.