Lowest closing cost mortgage lenders in Osage County County, Oklahoma
In Osage County, Oklahoma, homebuyers paid a median of $6,367 in closing costs in 2024 — above the Oklahoma median of $6,119. The county saw 377 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, RCB BANK offered the lowest median costs at $4,180, which is $815 less than the county median.
Homebuyers in Osage County County who chose RCB BANK paid $2,187 less in closing costs than the county median.
County Median Costs
$6,367
+4.0% vs Oklahoma ($6,119)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,818
Purchase Originations
377
vs Oklahoma Median
4.0% above
$248
vs National Median
5.5% below
$-374
Lender rankings in Osage County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,180 | 6.270% | $995 | 12 | −$815 | |
| 2 | $4,191 | 6.188% | $1,049 | 12 | −$804 | |
| 3 | $4,599 | 7.000% | $1,335 | 13 | −$396 | |
| 4 | $5,349 | 6.875% | $2,065 | 15 | +$354 |
Includes lenders with 10+ purchase originations in Osage County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oklahoma → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.