BOKF, National Association closing costs and rates (2024)
In 2024, BOKF, National Association originated 2,585 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $5,864. That ranks #173 nationally by origination volume. For total closing costs among lenders with 500+ originations, BOKF, National Association ranks #273. That is $877 below the national median of $6,741. BOKF, National Association is most active in Oklahoma with 1,002 originations there.
Purchase Originations
2,585
Ranked #173 nationally
Median Total Costs
$5,864
−13.0% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$2,045
Median Lender Credits
$1,113
Cost Rank (500+ vol.)
#273
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,017 | 6.625% | $5,275 | $1,939 |
| fha | 425 | 6.625% | $9,344 | $2,313 |
| va | 127 | 6.625% | $8,304 | $3,108 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Oklahoma | 1,002 | 6.625% | $5,917 | #9 |
| New Mexico | 555 | 6.625% | $5,818 | #6 |
| Texas | 317 | 6.625% | $7,731 | #156 |
| Colorado | 312 | 6.625% | $4,690 | #52 |
| Kansas | 123 | 6.625% | $4,479 | #53 |
| Arizona | 71 | 6.600% | $6,665 | #124 |
| Missouri | 53 | 6.625% | $4,525 | #137 |
| Arkansas | 50 | 6.625% | $5,881 | #92 |
| Florida | 13 | 6.500% | $7,421 | — |
| North Carolina | 11 | 6.625% | $4,340 | — |
| Illinois | 7 | 7.125% | $6,671 | — |
| Georgia | 5 | 6.625% | $9,535 | — |
| Kentucky | 5 | 6.625% | $8,175 | — |
| Oregon | 5 | 6.375% | $5,735 | — |
| Wyoming | 5 | 6.625% | $5,316 | — |
| California | 4 | 7.000% | $13,248 | — |
| Washington | 4 | 6.812% | $10,392 | — |
| Iowa | 3 | 6.625% | $5,023 | — |
| Indiana | 3 | 6.875% | $3,035 | — |
| Minnesota | 3 | 7.000% | $4,660 | — |
| Nebraska | 3 | 6.875% | $3,665 | — |
| Nevada | 3 | 7.000% | $6,366 | — |
| South Carolina | 3 | 6.625% | $5,798 | — |
| Wisconsin | 3 | 6.625% | $3,837 | — |
| Idaho | 2 | 6.625% | $5,660 | — |
| Montana | 2 | 5.750% | $35,150 | — |
| Pennsylvania | 2 | 7.188% | $5,955 | — |
| Tennessee | 2 | 7.125% | $4,016 | — |
| Alaska | 1 | 6.625% | $6,024 | — |
| District of Columbia | 1 | 6.250% | $21,859 | — |
| Maryland | 1 | 7.125% | $5,696 | — |
| Michigan | 1 | 7.125% | $3,417 | — |
| North Dakota | 1 | 6.625% | $4,344 | — |
| New Hampshire | 1 | 6.500% | $6,786 | — |
| New Jersey | 1 | 7.125% | $10,677 | — |
| New York | 1 | 7.625% | $5,936 | — |
| Ohio | 1 | 6.500% | $5,193 | — |
| Rhode Island | 1 | 6.625% | $5,210 | — |
| South Dakota | 1 | 6.750% | $9,215 | — |
| Utah | 1 | 5.375% | $6,723 | — |
| Virginia | 1 | 6.625% | $9,082 | — |
| West Virginia | 1 | 7.125% | $4,615 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,630 | 6.550% | — | 50 | −$2,234 | |
| 2 | $3,785 | 6.625% | — | 45 | −$2,079 | |
| 3 | $5,251 | 6.625% | — | 279 | −$613 | |
| 4 | $5,277 | 6.875% | — | 71 | −$587 | |
| 5 | $5,338 | 6.750% | — | 37 | −$526 | |
| 6 | $5,372 | 6.625% | — | 121 | −$492 | |
| 7 | $5,883 | 6.625% | — | 53 | +$19 | |
| 8 | $6,012 | 6.625% | — | 457 | +$148 | |
| 9 | $6,086 | 6.875% | — | 32 | +$222 | |
| 10 | $6,102 | 6.625% | — | 58 | +$238 | |
| 11 | $6,249 | 6.625% | — | 48 | +$385 | |
| 12 | $6,472 | 6.625% | — | 27 | +$608 | |
| 13 | $6,475 | 6.625% | — | 31 | +$611 | |
| 14 | $6,482 | 6.500% | — | 63 | +$618 | |
| 15 | $6,621 | 6.500% | — | 58 | +$757 | |
| 16 | $6,665 | 6.500% | — | 37 | +$801 | |
| 17 | $7,082 | 6.625% | — | 66 | +$1,218 | |
| 18 | $7,823 | 6.625% | — | 38 | +$1,959 | |
| 19 | $8,419 | 6.500% | — | 116 | +$2,555 | |
| 20 | $8,927 | 6.625% | — | 37 | +$3,063 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.