Lowest closing cost mortgage lenders in Lincoln County County, Oklahoma
In Lincoln County, Oklahoma, homebuyers paid a median of $5,816 in closing costs in 2024 — below the Oklahoma median of $6,119. The county saw 295 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $1,922, which is $2,628 less than the county median.
Homebuyers in Lincoln County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,894 less in closing costs than the county median.
County Median Costs
$5,816
−5.0% vs Oklahoma ($6,119)
Median Rate
6.880%
+3.9% vs national (6.620%)
Median Origination
$1,731
Purchase Originations
295
vs Oklahoma Median
5.0% below
$-303
vs National Median
13.7% below
$-925
Lender rankings in Lincoln County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,444 | 7.250% | $900 | 41 | −$2,126 | |
| 2 | $4,652 | 7.000% | $1,474 | 12 | +$82 | |
| 3 | $6,767 | 9.850% | $4,435 | 20 | +$2,197 |
Includes lenders with 10+ purchase originations in Lincoln County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oklahoma → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.