Homebuyers in Lincoln County County who chose BancFirst paid $2,939 less in closing costs than the county median.
County Median Costs
$5,656
−8.6% vs Oklahoma ($6,187)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,580
Purchase Originations
301
Denial Rate
21.2%
vs Oklahoma avg (11.8%)
vs Oklahoma Median
8.6% below
$-531
vs National Median
15.3% below
$-1,024
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,717 | 7.062% | $852 | 38 | −$1,941 | |
| 2 | $4,541 | 6.812% | $1,290 | 12 | −$117 | |
| 3 | $6,949 | 9.930% | $4,500 | 13 | +$2,291 |
Includes lenders with 10+ purchase originations in Lincoln County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oklahoma → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.