Purchase Originations
957
Ranked #391 nationally
Median Total Costs
$4,309
−35.5% vs national ($6,680)
↑ $321 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↓ 0.365% vs prior year
Median Origination
$1,075
Median Lender Credits
$100
Cost Rank (500+ vol.)
#135
among lenders with 500+ originations
Denial Rate
8.1%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 692 | 6.875% | $3,782 | $1,075 |
| fha | 199 | 6.125% | $7,597 | $1,085 |
| va | 35 | 6.250% | $5,492 | $1,726 |
| usda | 31 | 6.125% | $5,764 | $1,085 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,602 | 6.875% | — | 63 | −$1,707 | |
| 2 | $2,887 | 6.938% | — | 42 | −$1,422 | |
| 3 | $3,388 | 6.812% | — | 36 | −$921 | |
| 4 | $3,572 | 7.125% | — | 21 | −$737 | |
| 5 | $3,808 | 6.375% | — | 15 | −$501 | |
| 6 | $3,994 | 6.875% | — | 29 | −$315 | |
| 7 | $4,155 | 6.750% | — | 66 | −$154 | |
| 8 | $4,268 | 6.750% | — | 15 | −$41 | |
| 9 | $4,278 | 6.500% | — | 134 | −$31 | |
| 10 | $4,290 | 6.250% | — | 28 | −$19 | |
| 11 | $4,327 | 6.500% | — | 54 | +$18 | |
| 12 | $4,386 | 6.625% | — | 35 | +$77 | |
| 13 | $4,498 | 6.250% | — | 50 | +$189 | |
| 14 | $4,832 | 6.375% | — | 21 | +$523 | |
| 15 | $4,866 | 6.562% | — | 24 | +$557 | |
| 16 | $4,922 | 6.500% | — | 46 | +$613 | |
| 17 | $5,360 | 6.500% | — | 43 | +$1,051 | |
| 18 | $5,505 | 6.375% | — | 32 | +$1,196 | |
| 19 | $6,019 | 6.495% | — | 14 | +$1,710 | |
| 20 | $6,218 | 6.500% | — | 13 | +$1,909 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | BancFirst | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $205,000 | $335,000 | −$130,000 (−38.8%) |
| Median total closing costs | $4,309 | $7,127 | −$2,818 (−39.5%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.