BancFirst closing costs and rates (2024)
In 2024, BancFirst originated 914 purchase mortgages at a median interest rate of 6.99% and median total closing costs of $3,988. That ranks #399 nationally by origination volume. For total closing costs among lenders with 500+ originations, BancFirst ranks #115. That is $2,753 below the national median of $6,741. BancFirst is most active in Oklahoma with 911 originations there.
Purchase Originations
914
Ranked #399 nationally
Median Total Costs
$3,988
−40.8% vs national ($6,741)
Median Rate
6.990%
+5.6% vs national (6.620%)
Median Origination
$1,075
Median Lender Credits
$100
Cost Rank (500+ vol.)
#115
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 715 | 7.000% | $3,676 | $1,075 |
| fha | 142 | 6.625% | $7,234 | $1,440 |
| usda | 32 | 6.625% | $5,326 | $1,467 |
| va | 25 | 6.490% | $4,949 | $1,716 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,774 | 7.250% | — | 48 | −$1,214 | |
| 2 | $2,962 | 7.438% | — | 14 | −$1,026 | |
| 3 | $3,112 | 7.125% | — | 67 | −$876 | |
| 4 | $3,176 | 7.062% | — | 22 | −$812 | |
| 5 | $3,338 | 7.750% | — | 14 | −$650 | |
| 6 | $3,705 | 6.875% | — | 54 | −$283 | |
| 7 | $3,772 | 6.875% | — | 163 | −$216 | |
| 8 | $3,924 | 6.933% | — | 36 | −$64 | |
| 9 | $4,048 | 6.875% | — | 15 | +$60 | |
| 10 | $4,119 | 7.125% | — | 21 | +$131 | |
| 11 | $4,168 | 6.562% | — | 34 | +$180 | |
| 12 | $4,248 | 6.490% | — | 17 | +$260 | |
| 13 | $4,397 | 6.875% | — | 44 | +$409 | |
| 14 | $4,464 | 6.875% | — | 29 | +$476 | |
| 15 | $4,571 | 7.000% | — | 14 | +$583 | |
| 16 | $4,702 | 6.875% | — | 26 | +$714 | |
| 17 | $4,872 | 6.990% | — | 39 | +$884 | |
| 18 | $5,067 | 6.625% | — | 32 | +$1,079 | |
| 19 | $5,147 | 6.875% | — | 26 | +$1,159 | |
| 20 | $5,409 | 6.990% | — | 15 | +$1,421 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.