Lowest closing cost mortgage lenders in Stephens County County, Oklahoma
In Stephens County, Oklahoma, homebuyers paid a median of $4,764 in closing costs in 2024 — below the Oklahoma median of $6,119. The county saw 314 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, BancFirst offered the lowest median costs at $2,340, which is $1,374 less than the county median.
Homebuyers in Stephens County County who chose BancFirst paid $2,424 less in closing costs than the county median.
County Median Costs
$4,764
−22.1% vs Oklahoma ($6,119)
Median Rate
6.880%
+3.9% vs national (6.620%)
Median Origination
$1,508
Purchase Originations
314
vs Oklahoma Median
22.1% below
$-1,355
vs National Median
29.3% below
$-1,977
Lender rankings in Stephens County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,340 | 7.250% | $775 | 51 | −$1,374 | |
| 2 | $3,794 | 6.938% | $1,642 | 22 | +$80 | |
| 3 | $4,322 | 6.812% | $2,236 | 10 | +$608 |
Includes lenders with 10+ purchase originations in Stephens County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oklahoma → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.