Homebuyers in Garfield County County who chose MORTGAGE RESEARCH CENTER, LLC paid $1,899 less in closing costs than the county median.
County Median Costs
$5,355
−13.4% vs Oklahoma ($6,187)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,687
Purchase Originations
408
Denial Rate
6.8%
vs Oklahoma avg (11.8%)
vs Oklahoma Median
13.4% below
$-832
vs National Median
19.8% below
$-1,325
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,686 | 7.000% | $1,200 | 13 | −$632 | |
| 2 | $4,294 | 6.500% | $2,030 | 54 | −$24 | |
| 3 | $4,389 | 6.875% | $1,920 | 27 | +$71 | |
| 4 | $5,814 | 6.750% | $3,866 | 12 | +$1,496 |
Includes lenders with 10+ purchase originations in Garfield County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oklahoma → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.