What are the average closing costs in Garfield County County?

In Garfield County County, the median total loan costs on purchase mortgages were $5,561 in 2024, based on 429 originations.

Which lender has the lowest closing costs in Garfield County County?

Among lenders with 10+ originations in Garfield County County, BOKF, National Association had the lowest median total closing costs at $3,238 in 2024.

How do closing costs in Garfield County County compare to Oklahoma?

Garfield County County closing costs (median $5,561) are 9.1% below the Oklahoma state median of $6,119.

Lowest closing cost mortgage lenders in Garfield County County, Oklahoma

In Garfield County, Oklahoma, homebuyers paid a median of $5,561 in closing costs in 2024 — below the Oklahoma median of $6,119. The county saw 429 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, BOKF, National Association offered the lowest median costs at $3,238, which is $1,168 less than the county median.

Homebuyers in Garfield County County who chose BOKF, National Association paid $2,323 less in closing costs than the county median.

County Median Costs

$5,561

−9.1% vs Oklahoma ($6,119)

Median Rate

6.750%

+2.0% vs national (6.620%)

Median Origination

$1,677

Purchase Originations

429

vs Oklahoma Median

9.1% below

$-558

vs National Median

17.5% below

$-1,180

Lender rankings in Garfield County County

8 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	BOKF, National Association	$3,238	7.375%	$1,374	10	−$1,168
2	Gateway First Bank	$4,459	6.875%	$2,347	46	+$53
3	PRIMELENDING, A PLAINSCAPITAL COMPANY	$4,555	6.990%	$2,087	26	+$149
4	Great Plains National Bank	$5,212	6.875%	$2,397	24	+$806
5	ROCKET MORTGAGE, LLC	$6,319	6.500%	$3,432	11	+$1,913

Includes lenders with 10+ purchase originations in Garfield County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Oklahoma → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.