Purchase Originations
1,265
Ranked #312 nationally
Median Total Costs
$6,911
+3.5% vs national ($6,680)
↑ $443 vs prior year
Median Rate
6.500%
+0.1% vs national (6.490%)
↑ 0.000% vs prior year
Median Origination
$1,795
Median Lender Credits
$500
Cost Rank (500+ vol.)
#363
among lenders with 500+ originations
Denial Rate
2.2%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 585 | 6.750% | $5,125 | $1,954 |
| fha | 464 | 6.250% | $8,865 | $2,066 |
| va | 178 | 6.250% | $5,663 | $1,380 |
| usda | 38 | 6.250% | $6,595 | $1,897 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Oklahoma | 1,180 | 6.500% | $6,930 | #8 |
| Texas | 68 | 6.750% | $7,227 | #316 |
| Kansas | 4 | 6.933% | $4,367 | — |
| Colorado | 2 | 6.875% | $3,462 | — |
| Florida | 2 | 7.062% | $9,098 | — |
| Missouri | 2 | 6.688% | $5,000 | — |
| Tennessee | 2 | 6.500% | $4,883 | — |
| Alabama | 1 | 6.625% | $4,395 | — |
| Arkansas | 1 | 8.000% | $5,334 | — |
| California | 1 | 6.375% | $16,731 | — |
| Louisiana | 1 | 5.625% | $6,680 | — |
| Virginia | 1 | 6.750% | $8,538 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,176 | 7.000% | — | 18 | −$2,735 | |
| 2 | $5,489 | 6.500% | — | 13 | −$1,422 | |
| 3 | $5,902 | 6.188% | — | 18 | −$1,009 | |
| 4 | $6,129 | 6.562% | — | 68 | −$782 | |
| 5 | $6,206 | 6.500% | — | 13 | −$705 | |
| 6 | $6,259 | 6.500% | — | 69 | −$652 | |
| 7 | $6,659 | 6.438% | — | 42 | −$252 | |
| 8 | $6,984 | 6.562% | — | 12 | +$73 | |
| 9 | $7,104 | 6.500% | — | 35 | +$193 | |
| 10 | $7,138 | 6.490% | — | 311 | +$227 | |
| 11 | $7,424 | 6.375% | — | 57 | +$513 | |
| 12 | $7,651 | 6.375% | — | 13 | +$740 | |
| 13 | $7,724 | 6.495% | — | 196 | +$813 | |
| 14 | $8,012 | 6.250% | — | 111 | +$1,101 | |
| 15 | $8,195 | 6.438% | — | 30 | +$1,284 | |
| 16 | $8,404 | 6.875% | — | 12 | +$1,493 | |
| 17 | $8,409 | 6.625% | — | 11 | +$1,498 | |
| 18 | $8,771 | 6.562% | — | 14 | +$1,860 | |
| 19 | $8,786 | 6.625% | — | 12 | +$1,875 | |
| 20 | $9,773 | 6.250% | — | 18 | +$2,862 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Great Plains National Bank | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $235,000 | $335,000 | −$100,000 (−29.9%) |
| Median total closing costs | $6,911 | $7,127 | −$216 (−3.0%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.