What are the average closing costs in Tulsa County County?

In Tulsa County County, the median total loan costs on purchase mortgages were $6,629 in 2024, based on 5,932 originations.

Which lender has the lowest closing costs in Tulsa County County?

Among lenders with 10+ originations in Tulsa County County, American Airlines Federal Credit Union had the lowest median total closing costs at $0 in 2024.

How do closing costs in Tulsa County County compare to Oklahoma?

Tulsa County County closing costs (median $6,629) are 8.3% above the Oklahoma state median of $6,119.

Lowest closing cost mortgage lenders in Tulsa County County, Oklahoma

In Tulsa County, Oklahoma, homebuyers paid a median of $6,629 in closing costs in 2024 — above the Oklahoma median of $6,119. The county saw 5,932 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, American Airlines Federal Credit Union offered the lowest median costs at $0, which is $5,374 less than the county median.

Homebuyers in Tulsa County County who chose American Airlines Federal Credit Union paid $6,629 less in closing costs than the county median.

County Median Costs

$6,629

+8.3% vs Oklahoma ($6,119)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,975

Purchase Originations

5,932

vs Oklahoma Median

8.3% above

$510

vs National Median

1.7% below

$-112

Lender rankings in Tulsa County County

56 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	American Airlines Federal Credit Union	$0	5.750%	$0	13	−$5,374
2	Bank of America, National Association	$1,495	6.250%	$690	75	−$3,879
3	DHI MORTGAGE COMPANY, LTD.	$2,598	5.875%	$0	26	−$2,776
4	NAVY FEDERAL CREDIT UNION	$3,416	6.625%	$0	19	−$1,958
5	MidFirst Bank	$3,677	6.625%	$295	59	−$1,697
6	OKLAHOMA CENTRAL CREDIT UNION	$3,842	6.875%	$525	15	−$1,532
7	Truity Federal Credit Union	$3,895	6.500%	$750	21	−$1,479
8	TTCU Federal Credit Union	$3,978	6.625%	$1,299	86	−$1,396
9	PROVIDENT FUNDING ASSOCIATES, L.P.	$4,290	6.375%	$1,141	10	−$1,084
10	Communication Federal Credit Union	$4,351	6.750%	$1,100	10	−$1,023
11	Tulsa Federal Credit Union	$4,475	6.875%	$1,245	63	−$899
12	NBKC BANK	$4,520	6.500%	$250	19	−$854
13	JPMorgan Chase Bank, National Association	$4,529	6.625%	$1,261	66	−$845
14	BancFirst	$4,567	7.000%	$1,078	30	−$807
15	Prosperity Bank	$4,646	6.375%	$802	21	−$728
16	Firstar Bank	$4,698	6.375%	$1,010	15	−$676
17	RCB BANK	$4,810	6.125%	$1,482	39	−$564
18	American Bank of Oklahoma	$4,816	6.625%	$1,335	19	−$558
19	Arvest Bank	$4,882	6.750%	$1,195	327	−$492
20	The Central Trust Bank	$5,006	6.625%	$1,459	40	−$368
21	FLAT BRANCH MORTGAGE, INC.	$5,008	6.625%	$1,585	205	−$366
22	GUARANTEED RATE, INC.	$5,013	6.875%	$1,640	23	−$361
23	U.S. Bank National Association	$5,125	6.750%	$1,240	12	−$249
24	NATIONSTAR MORTGAGE LLC	$5,154	6.750%	$1,958	10	−$220
25	Gateway First Bank	$5,324	6.875%	$2,201	99	−$50
26	Stride Bank, National Association	$5,368	6.625%	$1,974	76	−$6
27	ASSOCIATED MORTGAGE CORPORATION	$5,384	6.875%	$2,095	553	+$10
28	BOKF, National Association	$5,425	6.625%	$1,869	363	+$51
29	USAA Federal Savings Bank	$5,696	6.625%	$2,256	13	+$322
30	Wells Fargo Bank, National Association	$5,794	6.500%	$2,270	16	+$420
31	First United Bank and Trust Company	$6,033	6.500%	$2,258	237	+$659
32	PRIMELENDING, A PLAINSCAPITAL COMPANY	$6,054	6.875%	$3,144	14	+$680
33	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	$6,242	6.625%	$2,999	19	+$868
34	ROCKET MORTGAGE, LLC	$6,381	6.625%	$3,552	133	+$1,007
35	Luminate Home Loans, Inc.	$6,624	6.875%	$3,581	68	+$1,250
36	LENDLO MORTGAGE, LLC	$6,704	6.625%	$3,990	21	+$1,330
37	United Fidelity Funding Corp.	$6,706	6.875%	$3,586	36	+$1,332
38	UNION HOME MORTGAGE CORP.	$6,810	6.875%	$3,131	11	+$1,436
39	AMERICAN FINANCIAL NETWORK, INC.	$6,878	6.875%	$3,840	11	+$1,504
40	CORNERSTONE CAPITAL BANK, SSB	$6,904	6.990%	$3,519	59	+$1,530
41	WATERSTONE MORTGAGE CORPORATION	$6,966	6.625%	$3,538	95	+$1,592
42	AMERICAN MORTGAGE BANK, INC.	$7,054	6.688%	$4,046	30	+$1,680
43	CROSSCOUNTRY MORTGAGE, LLC	$7,059	7.062%	$3,574	26	+$1,685
44	NEW AMERICAN FUNDING, LLC	$7,077	6.750%	$4,004	16	+$1,703
45	SUCCESS MORTGAGE PARTNERS, INC.	$7,140	6.625%	$3,841	28	+$1,766
46	Mabrey Bank	$7,176	6.562%	$2,279	18	+$1,802
47	PENNYMAC LOAN SERVICES, LLC	$7,276	6.624%	$3,108	25	+$1,902
48	US MORTGAGE CORPORATION	$7,419	6.688%	$3,875	20	+$2,045
49	REGENT FINANCIAL GROUP, INC.	$7,573	6.812%	$3,895	10	+$2,199
50	UNITED WHOLESALE MORTGAGE, LLC	$8,266	6.625%	$5,042	111	+$2,892
51	V.I.P. MORTGAGE, INC.	$8,536	6.125%	$5,605	15	+$3,162
52	THE MORTGAGE LINK, INC.	$10,251	6.875%	$2,558	109	+$4,877

Includes lenders with 10+ purchase originations in Tulsa County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Oklahoma → Lender Directory

Found your lender? Make sure their quote is fair.

HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.

Audit my Closing Disclosure Check my Loan Estimate

Getting a quote from one of these lenders? Upload your Loan Estimate to verify their fees → Fair Loan Check

Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.