American Bank of Oklahoma closing costs and rates (2024)
In 2024, American Bank of Oklahoma originated 239 purchase mortgages at a median interest rate of 6.25% and median total closing costs of $6,669. That is $72 below the national median of $6,741. American Bank of Oklahoma is most active in Oklahoma with 223 originations there.
Purchase Originations
239
Median Total Costs
$6,669
−1.1% vs national ($6,741)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$2,593
Median Lender Credits
$9
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 115 | 6.000% | $7,976 | $3,055 |
| conventional | 93 | 6.875% | $4,884 | $1,335 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,489 | 6.125% | — | 1 | −$3,180 | |
| 2 | $4,638 | 7.000% | — | 3 | −$2,031 | |
| 3 | $4,709 | 7.125% | — | 1 | −$1,960 | |
| 4 | $4,802 | 6.875% | — | 17 | −$1,867 | |
| 5 | $5,401 | 7.250% | — | 2 | −$1,268 | |
| 6 | $5,590 | 6.375% | — | 3 | −$1,079 | |
| 7 | $6,047 | 6.625% | — | 34 | −$622 | |
| 8 | $6,087 | 6.750% | — | 5 | −$582 | |
| 9 | $6,231 | 6.875% | — | 8 | −$438 | |
| 10 | $6,802 | 5.990% | — | 90 | +$133 | |
| 11 | $7,140 | 6.562% | — | 2 | +$471 | |
| 12 | $7,155 | 6.062% | — | 18 | +$486 | |
| 13 | $7,180 | 6.125% | — | 8 | +$511 | |
| 14 | $7,486 | 6.188% | — | 6 | +$817 | |
| 15 | $7,800 | 6.500% | — | 19 | +$1,131 | |
| 16 | $8,188 | 6.188% | — | 2 | +$1,519 | |
| 17 | $9,548 | 5.875% | — | 4 | +$2,879 | |
| 18 | $10,642 | 5.625% | — | 1 | +$3,973 | |
| 19 | $12,172 | 6.562% | — | 2 | +$5,503 | |
| 20 | $12,601 | 7.500% | — | 1 | +$5,932 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.