RCB BANK closing costs and rates (2024)
In 2024, RCB BANK originated 280 purchase mortgages at a median interest rate of 6.25% and median total closing costs of $4,404. That is $2,337 below the national median of $6,741. RCB BANK is most active in Oklahoma with 220 originations there.
Purchase Originations
280
Median Total Costs
$4,404
−34.7% vs national ($6,741)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$1,196
Median Lender Credits
$500
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 215 | 6.230% | $3,890 | $1,302 |
| fha | 46 | 6.250% | $6,846 | $995 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,226 | 6.772% | — | 4 | −$2,178 | |
| 2 | $2,269 | 6.244% | — | 2 | −$2,135 | |
| 3 | $2,784 | 6.625% | — | 3 | −$1,620 | |
| 4 | $2,828 | 6.375% | — | 15 | −$1,576 | |
| 5 | $3,157 | 6.500% | — | 18 | −$1,247 | |
| 6 | $3,469 | 6.290% | — | 3 | −$935 | |
| 7 | $3,567 | 6.147% | — | 16 | −$837 | |
| 8 | $3,718 | 7.000% | — | 3 | −$686 | |
| 9 | $3,934 | 6.125% | — | 10 | −$470 | |
| 10 | $4,094 | 5.810% | — | 2 | −$310 | |
| 11 | $4,271 | 6.480% | — | 36 | −$133 | |
| 12 | $4,353 | 6.272% | — | 17 | −$51 | |
| 13 | $4,435 | 6.422% | — | 2 | +$31 | |
| 14 | $4,526 | 6.125% | — | 21 | +$122 | |
| 15 | $4,696 | 6.125% | — | 3 | +$292 | |
| 16 | $4,754 | 6.000% | — | 20 | +$350 | |
| 17 | $5,135 | 6.125% | — | 54 | +$731 | |
| 18 | $5,201 | 6.272% | — | 5 | +$797 | |
| 19 | $5,466 | 6.045% | — | 2 | +$1,062 | |
| 20 | $5,798 | 6.438% | — | 14 | +$1,394 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.