TTCU Federal Credit Union closing costs and rates (2024)
In 2024, TTCU Federal Credit Union originated 176 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $4,020. That is $2,721 below the national median of $6,741. TTCU Federal Credit Union is most active in Oklahoma with 171 originations there.
Purchase Originations
176
Median Total Costs
$4,020
−40.4% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,299
Median Lender Credits
$244
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 160 | 6.625% | $3,905 | $1,289 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,706 | 7.000% | — | 1 | −$1,314 | |
| 2 | $2,920 | 6.875% | — | 1 | −$1,100 | |
| 3 | $2,924 | 6.500% | — | 1 | −$1,096 | |
| 4 | $3,099 | 6.375% | — | 1 | −$921 | |
| 5 | $3,281 | 6.375% | — | 2 | −$739 | |
| 6 | $3,296 | 6.750% | — | 1 | −$724 | |
| 7 | $3,410 | 6.750% | — | 3 | −$610 | |
| 8 | $3,494 | 6.500% | — | 5 | −$526 | |
| 9 | $3,595 | 6.625% | — | 6 | −$425 | |
| 10 | $3,609 | 7.062% | — | 4 | −$411 | |
| 11 | $3,691 | 6.875% | — | 7 | −$329 | |
| 12 | $3,793 | 8.250% | — | 3 | −$227 | |
| 13 | $3,992 | 6.625% | — | 88 | −$28 | |
| 14 | $4,080 | 6.625% | — | 11 | +$60 | |
| 15 | $4,277 | 6.500% | — | 3 | +$257 | |
| 16 | $4,286 | 6.500% | — | 18 | +$266 | |
| 17 | $4,682 | 6.688% | — | 4 | +$662 | |
| 18 | $4,775 | 6.375% | — | 10 | +$755 | |
| 19 | $4,818 | 6.438% | — | 2 | +$798 | |
| 20 | $5,119 | 6.625% | — | 1 | +$1,099 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.