MidFirst Bank closing costs and rates (2024)
In 2024, MidFirst Bank originated 623 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $4,535. That ranks #554 nationally by origination volume. For total closing costs among lenders with 500+ originations, MidFirst Bank ranks #159. That is $2,206 below the national median of $6,741. MidFirst Bank is most active in Oklahoma with 266 originations there.
Purchase Originations
623
Ranked #554 nationally
Median Total Costs
$4,535
−32.7% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$295
Median Lender Credits
$65
Cost Rank (500+ vol.)
#159
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 587 | 6.625% | $4,476 | $295 |
| fha | 31 | 6.125% | $6,932 | $895 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Oklahoma | 266 | 6.625% | $3,622 | #30 |
| Texas | 151 | 6.625% | $4,919 | #227 |
| Arizona | 80 | 6.623% | $5,208 | #115 |
| California | 69 | 6.375% | $6,598 | #236 |
| Colorado | 15 | 6.050% | $2,333 | — |
| Nevada | 12 | 6.562% | $9,807 | — |
| Utah | 12 | 6.875% | $21,082 | — |
| New Mexico | 5 | 6.625% | $19,235 | — |
| Florida | 2 | 4.875% | $3,355 | — |
| Illinois | 2 | 4.875% | $2,736 | — |
| Arkansas | 1 | 7.000% | $1,886 | — |
| Georgia | 1 | 6.000% | $1,896 | — |
| Idaho | 1 | 7.125% | $66,332 | — |
| Indiana | 1 | 2.750% | $3,386 | — |
| Minnesota | 1 | 6.750% | $2,697 | — |
| Missouri | 1 | 4.250% | $1,693 | — |
| Ohio | 1 | 3.375% | $1,190 | — |
| South Carolina | 1 | 4.500% | $2,256 | — |
| Virginia | 1 | 6.750% | $3,741 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,302 | 6.050% | — | 7 | −$2,233 | |
| 2 | $3,401 | 6.875% | — | 26 | −$1,134 | |
| 3 | $3,451 | 6.625% | — | 127 | −$1,084 | |
| 4 | $3,671 | 6.498% | — | 4 | −$864 | |
| 5 | $3,677 | 6.625% | — | 59 | −$858 | |
| 6 | $3,953 | 6.525% | — | 14 | −$582 | |
| 7 | $4,124 | 6.625% | — | 12 | −$411 | |
| 8 | $4,165 | 6.625% | — | 34 | −$370 | |
| 9 | $4,198 | 6.662% | — | 8 | −$337 | |
| 10 | $4,582 | 6.500% | — | 76 | +$47 | |
| 11 | $4,896 | 6.750% | — | 5 | +$361 | |
| 12 | $5,058 | 6.500% | — | 7 | +$523 | |
| 13 | $5,208 | 6.620% | — | 78 | +$673 | |
| 14 | $6,598 | 6.250% | — | 55 | +$2,063 | |
| 15 | $6,999 | 6.750% | — | 8 | +$2,464 | |
| 16 | $7,473 | 6.625% | — | 9 | +$2,938 | |
| 17 | $8,721 | 6.625% | — | 5 | +$4,186 | |
| 18 | $11,619 | 6.625% | — | 5 | +$7,084 | |
| 19 | $19,235 | 6.625% | — | 5 | +$14,700 | |
| 20 | $21,082 | 6.875% | — | 8 | +$16,547 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.