Truity Federal Credit Union closing costs and rates (2024)
In 2024, Truity Federal Credit Union originated 293 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $3,509. That is $3,232 below the national median of $6,741. Truity Federal Credit Union is most active in Oklahoma with 135 originations there.
Purchase Originations
293
Median Total Costs
$3,509
−48.0% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$750
Median Lender Credits
$69
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 291 | 6.375% | $3,485 | $750 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Oklahoma | 135 | 6.500% | $3,705 | #58 |
| Kansas | 98 | 6.375% | $2,127 | #68 |
| Texas | 28 | 6.250% | $6,908 | — |
| Alaska | 9 | 6.375% | $10,237 | — |
| Missouri | 5 | 6.375% | $2,444 | — |
| Colorado | 4 | 6.562% | $3,743 | — |
| Illinois | 3 | 6.250% | $5,278 | — |
| California | 2 | 6.812% | $6,900 | — |
| Florida | 2 | 6.312% | $11,191 | — |
| Arkansas | 1 | 6.250% | $3,962 | — |
| Louisiana | 1 | 7.500% | $3,559 | — |
| Minnesota | 1 | 6.875% | $3,340 | — |
| North Carolina | 1 | 7.000% | $8,279 | — |
| North Dakota | 1 | 7.125% | $6,582 | — |
| New York | 1 | 6.875% | $2,817 | — |
| Ohio | 1 | 6.250% | $2,800 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,057 | 6.500% | — | 3 | −$1,452 | |
| 2 | $2,115 | 6.375% | — | 74 | −$1,394 | |
| 3 | $2,239 | 6.000% | — | 3 | −$1,270 | |
| 4 | $2,285 | 6.250% | — | 6 | −$1,224 | |
| 5 | $2,555 | 6.188% | — | 2 | −$954 | |
| 6 | $3,401 | 6.562% | — | 2 | −$108 | |
| 7 | $3,554 | 6.500% | — | 2 | +$45 | |
| 8 | $3,598 | 6.125% | — | 5 | +$89 | |
| 9 | $3,688 | 6.438% | — | 92 | +$179 | |
| 10 | $3,783 | 6.750% | — | 3 | +$274 | |
| 11 | $3,895 | 6.500% | — | 21 | +$386 | |
| 12 | $3,945 | 6.250% | — | 4 | +$436 | |
| 13 | $4,498 | 6.000% | — | 2 | +$989 | |
| 14 | $4,870 | 6.438% | — | 2 | +$1,361 | |
| 15 | $5,792 | 6.500% | — | 3 | +$2,283 | |
| 16 | $6,998 | 6.375% | — | 12 | +$3,489 | |
| 17 | $9,313 | 6.250% | — | 2 | +$5,804 | |
| 18 | $10,240 | 6.125% | — | 3 | +$6,731 | |
| 19 | $10,490 | 6.375% | — | 8 | +$6,981 | |
| 20 | $10,705 | 6.125% | — | 6 | +$7,196 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.