Lowest closing cost mortgage lenders in Kay County County, Oklahoma
In Kay County, Oklahoma, homebuyers paid a median of $5,066 in closing costs in 2024 — below the Oklahoma median of $6,119. The county saw 301 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $2,546, which is $1,722 less than the county median.
Homebuyers in Kay County County who chose MORTGAGE RESEARCH CENTER, LLC paid $2,520 less in closing costs than the county median.
County Median Costs
$5,066
−17.2% vs Oklahoma ($6,119)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,236
Purchase Originations
301
vs Oklahoma Median
17.2% below
$-1,053
vs National Median
24.9% below
$-1,675
Lender rankings in Kay County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,642 | 6.750% | $995 | 37 | −$326 | |
| 2 | $3,807 | 6.500% | $1,156 | 26 | −$160 |
Includes lenders with 10+ purchase originations in Kay County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oklahoma → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.