Lowest closing cost mortgage lenders in Pontotoc County County, Oklahoma
In Pontotoc County, Oklahoma, homebuyers paid a median of $5,217 in closing costs in 2024 — below the Oklahoma median of $6,119. The county saw 227 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Vision Bank offered the lowest median costs at $2,960, which is $831 less than the county median.
Homebuyers in Pontotoc County County who chose Vision Bank paid $2,257 less in closing costs than the county median.
County Median Costs
$5,217
−14.7% vs Oklahoma ($6,119)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,633
Purchase Originations
227
vs Oklahoma Median
14.7% below
$-902
vs National Median
22.6% below
$-1,524
Lender rankings in Pontotoc County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,960 | 7.500% | $715 | 18 | −$831 | |
| 2 | $3,223 | 6.990% | $1,133 | 12 | −$568 | |
| 3 | $3,964 | 7.125% | $2,213 | 21 | +$173 | |
| 4 | $4,213 | 6.938% | $2,124 | 10 | +$422 |
Includes lenders with 10+ purchase originations in Pontotoc County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oklahoma → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.