Homebuyers in Pontotoc County County who chose Vision Bank paid $4,550 less in closing costs than the county median.
County Median Costs
$5,737
−7.3% vs Oklahoma ($6,187)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,761
Purchase Originations
291
Denial Rate
14.0%
vs Oklahoma avg (11.8%)
vs Oklahoma Median
7.3% below
$-450
vs National Median
14.1% below
$-943
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,187 | 7.000% | $649 | 28 | −$2,682 | |
| 2 | $4,170 | 6.875% | $1,380 | 13 | +$301 | |
| 3 | $4,752 | 6.625% | $2,615 | 18 | +$883 |
Includes lenders with 10+ purchase originations in Pontotoc County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oklahoma → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.