Lowest closing cost mortgage lenders in Cherokee County County, Oklahoma
In Cherokee County, Oklahoma, homebuyers paid a median of $6,481 in closing costs in 2024 — above the Oklahoma median of $6,119. The county saw 294 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Armstrong Bank offered the lowest median costs at $4,096, which is $628 less than the county median.
Homebuyers in Cherokee County County who chose Armstrong Bank paid $2,385 less in closing costs than the county median.
County Median Costs
$6,481
+5.9% vs Oklahoma ($6,119)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,056
Purchase Originations
294
vs Oklahoma Median
5.9% above
$362
vs National Median
3.9% below
$-260
Lender rankings in Cherokee County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,096 | 7.634% | $1,869 | 14 | −$628 | |
| 2 | $4,360 | 6.875% | $1,516 | 27 | −$364 | |
| 3 | $4,381 | 6.875% | $1,085 | 20 | −$343 |
Includes lenders with 10+ purchase originations in Cherokee County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oklahoma → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.