Communication Federal Credit Union closing costs and rates (2024)
In 2024, Communication Federal Credit Union originated 103 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $3,999. That is $2,742 below the national median of $6,741. Communication Federal Credit Union is most active in Oklahoma with 99 originations there.
Purchase Originations
103
Median Total Costs
$3,999
−40.7% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$1,100
Median Lender Credits
$45
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 95 | 6.875% | $3,928 | $1,100 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $609 | 7.250% | — | 1 | −$3,390 | |
| 2 | $2,010 | 7.125% | — | 1 | −$1,989 | |
| 3 | $3,059 | 6.625% | — | 3 | −$940 | |
| 4 | $3,079 | 6.875% | — | 3 | −$920 | |
| 5 | $3,272 | 6.750% | — | 1 | −$727 | |
| 6 | $3,529 | 6.875% | — | 5 | −$470 | |
| 7 | $3,726 | 6.938% | — | 28 | −$273 | |
| 8 | $3,850 | 6.500% | — | 4 | −$149 | |
| 9 | $3,857 | 6.250% | — | 1 | −$142 | |
| 10 | $3,931 | 6.750% | — | 11 | −$68 | |
| 11 | $4,116 | 6.750% | — | 2 | +$117 | |
| 12 | $4,145 | 7.750% | — | 3 | +$146 | |
| 13 | $4,298 | 6.875% | — | 4 | +$299 | |
| 14 | $4,342 | 7.000% | — | 2 | +$343 | |
| 15 | $4,351 | 6.750% | — | 10 | +$352 | |
| 16 | $4,489 | 7.000% | — | 1 | +$490 | |
| 17 | $5,029 | 6.875% | — | 7 | +$1,030 | |
| 18 | $5,788 | 7.312% | — | 2 | +$1,789 | |
| 19 | $7,097 | 6.938% | — | 4 | +$3,098 | |
| 20 | $7,318 | 7.000% | — | 1 | +$3,319 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.