Community Choice Credit Union closing costs and rates (2024)
In 2024, Community Choice Credit Union originated 421 purchase mortgages at a median interest rate of 6.25% and median total closing costs of $2,244. That is $4,497 below the national median of $6,741. Community Choice Credit Union is most active in Iowa with 421 originations there.
Purchase Originations
421
Median Total Costs
$2,244
−66.7% vs national ($6,741)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$1,285
Median Lender Credits
$738
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 395 | 6.250% | $2,244 | $1,285 |
| va | 24 | 6.058% | $2,051 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Iowa | 421 | 6.250% | $2,244 | #16 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,041 | 5.125% | — | 1 | −$203 | |
| 2 | $2,184 | 6.500% | — | 1 | −$60 | |
| 3 | $2,219 | 6.250% | — | 257 | −$25 | |
| 4 | $2,219 | 6.250% | — | 59 | −$25 | |
| 5 | $2,241 | 5.812% | — | 10 | −$3 | |
| 6 | $2,266 | 6.250% | — | 7 | +$22 | |
| 7 | $2,269 | 6.250% | — | 29 | +$25 | |
| 8 | $2,276 | 5.125% | — | 3 | +$32 | |
| 9 | $2,282 | 6.438% | — | 18 | +$38 | |
| 10 | $2,284 | 5.812% | — | 2 | +$40 | |
| 11 | $2,304 | 6.500% | — | 1 | +$60 | |
| 12 | $2,309 | 6.125% | — | 2 | +$65 | |
| 13 | $2,312 | 6.750% | — | 7 | +$68 | |
| 14 | $2,336 | 6.500% | — | 3 | +$92 | |
| 15 | $2,338 | 5.875% | — | 2 | +$94 | |
| 16 | $2,364 | 6.562% | — | 4 | +$120 | |
| 17 | $2,389 | 6.125% | — | 3 | +$145 | |
| 18 | $2,394 | 6.625% | — | 1 | +$150 | |
| 19 | $2,414 | 6.500% | — | 3 | +$170 | |
| 20 | $2,874 | 6.500% | — | 1 | +$630 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.