Purchase Originations
639
Ranked #541 nationally
Median Total Costs
$2,434
−63.6% vs national ($6,680)
↑ $190 vs prior year
Median Rate
6.250%
−3.7% vs national (6.490%)
↑ 0.000% vs prior year
Median Origination
$1,325
Median Lender Credits
$1,000
Cost Rank (500+ vol.)
#25
among lenders with 500+ originations
Denial Rate
1.4%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 570 | 6.250% | $2,410 | $1,325 |
| fha | 42 | 6.125% | $7,090 | $1,325 |
| va | 25 | 6.000% | $2,069 | $0 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Iowa | 639 | 6.250% | $2,434 | #10 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,116 | 6.250% | — | 1 | −$318 | |
| 2 | $2,376 | 6.250% | — | 380 | −$58 | |
| 3 | $2,404 | 6.875% | — | 1 | −$30 | |
| 4 | $2,414 | 5.875% | — | 7 | −$20 | |
| 5 | $2,442 | 6.500% | — | 1 | +$8 | |
| 6 | $2,466 | 6.125% | — | 69 | +$32 | |
| 7 | $2,467 | 6.625% | — | 1 | +$33 | |
| 8 | $2,478 | 5.990% | — | 14 | +$44 | |
| 9 | $2,480 | 6.062% | — | 10 | +$46 | |
| 10 | $2,497 | 6.125% | — | 10 | +$63 | |
| 11 | $2,501 | 6.375% | — | 101 | +$67 | |
| 12 | $2,513 | 6.188% | — | 2 | +$79 | |
| 13 | $2,528 | 6.375% | — | 3 | +$94 | |
| 14 | $2,567 | 5.750% | — | 1 | +$133 | |
| 15 | $2,710 | 6.000% | — | 3 | +$276 | |
| 16 | $2,765 | 5.870% | — | 6 | +$331 | |
| 17 | $2,832 | 5.875% | — | 1 | +$398 | |
| 18 | $2,870 | 6.312% | — | 22 | +$436 | |
| 19 | $4,357 | 7.000% | — | 1 | +$1,923 | |
| 20 | $10,207 | 6.312% | — | 2 | +$7,773 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Community Choice Credit Union | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $275,000 | $335,000 | −$60,000 (−17.9%) |
| Median total closing costs | $2,434 | $7,127 | −$4,693 (−65.8%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.