Purchase Originations
758
Ranked #478 nationally
Median Total Costs
$0
−100.0% vs national ($6,680)
↑ $0 vs prior year
Median Rate
6.500%
+0.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$0
Median Lender Credits
$1,000
Cost Rank (500+ vol.)
#2
among lenders with 500+ originations
Denial Rate
5.0%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 627 | 6.625% | $0 | $0 |
| fha | 87 | 6.250% | $5,995 | $0 |
| va | 44 | 6.062% | $252 | $0 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Virginia | 624 | 6.500% | $0 | #33 |
| North Carolina | 70 | 6.438% | $0 | #173 |
| Maryland | 21 | 6.375% | $0 | — |
| South Carolina | 18 | 6.625% | $2,023 | — |
| Florida | 14 | 6.688% | $0 | — |
| Georgia | 4 | 6.375% | $5,784 | — |
| Ohio | 3 | 6.625% | $0 | — |
| District of Columbia | 2 | 6.750% | $1,781 | — |
| Pennsylvania | 2 | 6.500% | $0 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.500% | — | 137 | +$0 | |
| 2 | $0 | 6.500% | — | 109 | +$0 | |
| 3 | $0 | 6.625% | — | 47 | +$0 | |
| 4 | $0 | 6.625% | — | 46 | +$0 | |
| 5 | $0 | 6.500% | — | 29 | +$0 | |
| 6 | $0 | 6.188% | — | 18 | +$0 | |
| 7 | $0 | 6.125% | — | 17 | +$0 | |
| 8 | $0 | 6.625% | — | 14 | +$0 | |
| 9 | $0 | 6.250% | — | 12 | +$0 | |
| 10 | $0 | 6.625% | — | 11 | +$0 | |
| 11 | $0 | 6.125% | — | 8 | +$0 | |
| 12 | $0 | 6.875% | — | 7 | +$0 | |
| 13 | $0 | 6.125% | — | 7 | +$0 | |
| 14 | $0 | 6.312% | — | 6 | +$0 | |
| 15 | $0 | 6.688% | — | 6 | +$0 | |
| 16 | $0 | 6.438% | — | 6 | +$0 | |
| 17 | $704 | 6.562% | — | 16 | +$704 | |
| 18 | $1,513 | 6.625% | — | 10 | +$1,513 | |
| 19 | $1,908 | 6.188% | — | 16 | +$1,908 | |
| 20 | $5,733 | 6.375% | — | 8 | +$5,733 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Capital Center, L.L.C. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $335,000 | $335,000 | +$0 (+0.0%) |
| Median total closing costs | $0 | $7,127 | −$7,127 (−100.0%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.