375 mortgage lenders in California have verified fee reports on FairPriceCheck. The median average closing cost across California lenders is $8,482, and 180 lenders hold an A grade — meaning median closing costs at least 10% below the state average.
| Lender | State grade | Avg closing costs | % junk fees | National grade |
|---|---|---|---|---|
| U.S. Bank National Association 11133 reports | A | $5,671 | 0% | A |
| loanDepot.com, LLC 8785 reports | A | $9,005 | 0% | B |
| THE LOAN STORE, INC. 6349 reports | A | $9,155 | 0% | B |
| SCHOOLSFIRST 5806 reports | A | $1,949 | 0% | A |
| Citibank, National Association 5085 reports | A | $6,045 | 0% | A |
| NATIONSTAR MORTGAGE LLC 4484 reports | A | $6,060 | 0% | A |
| Guaranteed Rate 4455 reports | A | $9,199 | 0% | A |
| Navy Federal Credit Union 3540 reports | A | $3,667 | 0% | A |
| City National Bank 2174 reports | A | $7,011 | 0% | A |
| SPRING EQ, LLC 2026 reports | A | $3,373 | 0% | A |
| Morgan Stanley Private Bank, National Association 1866 reports | A | $6,481 | 0% | A |
| East West Bank 1440 reports | A | $5,918 | 0% | A |
| Charles Schwab Bank, SSB 1428 reports | A | $4,979 | 0% | A |
| AmeriSave Mortgage 1423 reports | A | $7,817 | 0% | A |
| Guaranteed Rate Affinity 1276 reports | A | $8,559 | 0% | A |
| PROVIDENT FUNDING ASSOCIATES, L.P. 1173 reports | A | $5,378 | 0% | A |
| ORIGINPOINT LLC 1085 reports | A | $9,187 | 0% | B |
| First-Citizens Bank & Trust Company 1078 reports | A | $6,850 | 0% | A |
| Better Mortgage 1031 reports | A | $8,565 | 0% | A |
| PULTE MORTGAGE LLC 928 reports | A | $4,620 | 0% | A |
| HOMEAMERICAN MORTGAGE CORPORATION 865 reports | A | $6,461 | 0% | A |
| LOGIX FEDERAL CREDIT UNION 857 reports | A | $3,101 | 0% | A |
| MASON MCDUFFIE MORTGAGE CORPORATION 788 reports | A | $9,935 | 0% | C |
| MISSION FEDERAL CREDIT UNION 736 reports | A | $6,063 | 0% | A |
| CALIFORNIA CREDIT UNION 668 reports | A | $567 | 0% | A |
The 200 California lenders with the most verified reports. 175 more have fewer reports and are not listed.
For 2024 HMDA origination data on all lenders in California, see our California Market Rankings →
Closing cost details, fee benchmarks, and county comparisons for California → California Closing Costs Guide
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Grades based on verified homebuyer-submitted fee reports. Informational only; not legal or financial advice.