375 mortgage lenders in California have verified fee reports on FairPriceCheck. The median average closing cost across California lenders is $8,482, and 180 lenders hold an A grade — meaning median closing costs at least 10% below the state average.
| Lender | State grade | Avg closing costs | % junk fees | National grade |
|---|---|---|---|---|
| U.S. Bank National Association 11133 reports | A | $5,671 | 0% | A |
| loanDepot.com, LLC 8785 reports | A | $9,005 | 0% | B |
| THE LOAN STORE, INC. 6349 reports | A | $9,155 | 0% | B |
| SCHOOLSFIRST 5806 reports | A | $1,949 | 0% | A |
| Citibank, National Association 5085 reports | A | $6,045 | 0% | A |
| NATIONSTAR MORTGAGE LLC 4484 reports | A | $6,060 | 0% | A |
| Guaranteed Rate 4455 reports | A | $9,199 | 0% | A |
| Navy Federal Credit Union 3540 reports | A | $3,667 | 0% | A |
| City National Bank 2174 reports | A | $7,011 | 0% | A |
| SPRING EQ, LLC 2026 reports | A | $3,373 | 0% | A |
| Morgan Stanley Private Bank, National Association 1866 reports | A | $6,481 | 0% | A |
| East West Bank 1440 reports | A | $5,918 | 0% | A |
| Charles Schwab Bank, SSB 1428 reports | A | $4,979 | 0% | A |
| AmeriSave Mortgage 1423 reports | A | $7,817 | 0% | A |
| Guaranteed Rate Affinity 1276 reports | A | $8,559 | 0% | A |
| PROVIDENT FUNDING ASSOCIATES, L.P. 1173 reports | A | $5,378 | 0% | A |
| ORIGINPOINT LLC 1085 reports | A | $9,187 | 0% | B |
| First-Citizens Bank & Trust Company 1078 reports | A | $6,850 | 0% | A |
| Better Mortgage 1031 reports | A | $8,565 | 0% | A |
| PULTE MORTGAGE LLC 928 reports | A | $4,620 | 0% | A |
| HOMEAMERICAN MORTGAGE CORPORATION 865 reports | A | $6,461 | 0% | A |
| LOGIX FEDERAL CREDIT UNION 857 reports | A | $3,101 | 0% | A |
| MASON MCDUFFIE MORTGAGE CORPORATION 788 reports | A | $9,935 | 0% | C |
| MISSION FEDERAL CREDIT UNION 736 reports | A | $6,063 | 0% | A |
| CALIFORNIA CREDIT UNION 668 reports | A | $567 | 0% | A |
For 2024 HMDA origination data on all lenders in California, see our California Market Rankings →
Closing cost details, fee benchmarks, and county comparisons for California → California Closing Costs Guide
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Grades based on verified homebuyer-submitted fee reports. Informational only; not legal or financial advice.