Mortgage Lenders in California: Fee & Closing Cost Rankings
98 mortgage lenders in California have verified fee reports on FairPriceCheck. The median average closing cost across California lenders is $14,591, and 31 lenders hold an A grade — meaning median closing costs at least 10% below the state average.
Lenders ranked by fee grade in California
| Lender | State grade | Avg closing costs | % junk fees | National grade |
|---|---|---|---|---|
| Ent Credit Union 12 reports | A | $13,040 | 0% | B |
| Interlinc Mortgage Services 11 reports | A | $13,100 | 0% | C |
| U.S. Bank 11 reports | A | $13,654 | 0% | C |
| Homepoint 11 reports | A | $12,874 | 0% | B |
| NFM Lending 11 reports | A | $14,489 | 0% | D |
| LendingOne 11 reports | A | $14,268 | 0% | C |
| Wintrust Mortgage 11 reports | A | $14,699 | 0% | D |
| Synergy One Lending 11 reports | A | $14,022 | 0% | C |
| Sun West Mortgage 11 reports | A | $13,331 | 0% | C |
| Alliant Credit Union 11 reports | A | $11,616 | 0% | A |
| Pentagon Federal Credit Union 11 reports | A | $12,216 | 0% | B |
| HomeServices Lending 11 reports | A | $12,560 | 0% | B |
| Embrace Home Loans 11 reports | A | $12,877 | 0% | B |
| Ally Bank 11 reports | A | $12,296 | 0% | B |
| Lower.com 11 reports | A | $14,259 | 0% | C |
| CMG Financial 11 reports | A | $12,795 | 0% | B |
| Carrington Mortgage Services 11 reports | A | $13,636 | 0% | C |
| Lakeview Loan Servicing 11 reports | A | $13,773 | 0% | C |
| HomePoint Financial 10 reports | A | $13,572 | 0% | C |
| First Savings Mortgage 10 reports | A | $14,239 | 0% | D |
| Interfirst Mortgage 10 reports | A | $13,064 | 0% | C |
| First Community Mortgage 10 reports | A | $13,388 | 0% | C |
| Freedom Mortgage 10 reports | A | $13,051 | 0% | C |
| PrimeLending 10 reports | A | $13,566 | 0% | C |
| CrossCountry Mortgage 10 reports | A | $14,680 | 0% | D |
California market context
For 2024 HMDA origination data on all lenders in California, see our California Market Rankings →
Closing cost details, fee benchmarks, and county comparisons for California → California Closing Costs Guide
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More in the directory
- All lenders
- California HMDA market rankings
- JPMorgan Chase Bank · Grade C
- loanDepot · Grade F
- Guaranteed Rate · Grade D
- Navy Federal Credit Union · Grade C
- Wells Fargo Home Mortgage · Grade D
- Bank of America · Grade D
- Rocket Mortgage · Grade D
- United Wholesale Mortgage · Grade C
- Fairway Independent Mortgage · Grade C
- Pennymac · Grade D
Grades based on verified homebuyer-submitted fee reports. Informational only; not legal or financial advice.