Grade D · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$8,611
median across reports
vs. National Average
180%
above national avg
Avg Origination Charge
$4,141
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $4,141 | $1,671 | 🔺 High |
| discount_points | $2,582 | $2,205 | 🔴 Above Avg |
| lender_credits | $2,172 | $449 | 🔺 High |
Got a Loan Estimate from American Financial Resources, Inc.? See if your rate and fees are competitive.
Check My Loan Estimate — $19Based on 10,729 homebuyer-submitted Closing Disclosures, American Financial Resources, Inc.'s median total closing costs are $8,611. This is about 180% above the $3,071 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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Average Closing Costs by State
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Federal data snapshot (2025)
In 2025, American Financial Resources, Inc. originated 8,573 purchase loans with median closing costs of $8,971.
See 2025 HMDA market data for American Financial Resources, Inc. →Popular Refinance Pages
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.