Mortgage Lenders in Florida: Fee & Closing Cost Rankings
98 mortgage lenders in Florida have verified fee reports on FairPriceCheck. The median average closing cost across Florida lenders is $16,194, and 35 lenders hold an A grade — meaning median closing costs at least 10% below the state average.
Lenders ranked by fee grade in Florida
| Lender | State grade | Avg closing costs | % junk fees | National grade |
|---|---|---|---|---|
| SchoolsFirst Federal Credit Union 12 reports | A | $13,808 | 0% | B |
| Tomo Mortgage 12 reports | A | $14,063 | 0% | B |
| Compass Mortgage 12 reports | A | $14,817 | 0% | C |
| Embrace Home Loans 12 reports | A | $15,034 | 0% | B |
| BECU 11 reports | A | $13,487 | 0% | B |
| AmeriSave Mortgage 11 reports | A | $14,010 | 0% | B |
| Ent Credit Union 11 reports | A | $14,248 | 0% | B |
| Sierra Pacific Mortgage 11 reports | A | $16,963 | 0% | D |
| Webster Bank 11 reports | A | $16,425 | 0% | D |
| HomeServices Lending 11 reports | A | $14,059 | 0% | B |
| Citizens Bank 11 reports | A | $16,626 | 0% | D |
| NBKC Bank 11 reports | A | $15,820 | 0% | C |
| HomePoint Financial 10 reports | A | $15,090 | 0% | C |
| Regions Bank 10 reports | A | $15,540 | 0% | C |
| Bethpage Federal Credit Union 10 reports | A | $13,980 | 0% | B |
| Summit Funding 10 reports | A | $16,192 | 0% | D |
| Fifth Third Bank 10 reports | A | $15,646 | 0% | D |
| Veterans United Home Loans 10 reports | A | $14,214 | 0% | B |
| Lake Michigan Credit Union 10 reports | A | $13,145 | 0% | B |
| Golden 1 Credit Union 10 reports | A | $14,089 | 0% | B |
| Meridian Bank 10 reports | A | $15,696 | 0% | C |
| Flagstar Bank 10 reports | A | $16,454 | 0% | D |
| American Pacific Mortgage 10 reports | A | $14,887 | 0% | C |
| Ally Bank 10 reports | A | $14,666 | 0% | B |
| Lower.com 10 reports | A | $15,233 | 0% | C |
Florida market context
For 2024 HMDA origination data on all lenders in Florida, see our Florida Market Rankings →
Closing cost details, fee benchmarks, and county comparisons for Florida → Florida Closing Costs Guide
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More in the directory
- All lenders
- Florida HMDA market rankings
- Pennymac · Grade C
- Rocket Mortgage · Grade D
- United Wholesale Mortgage · Grade B
- Guaranteed Rate · Grade D
- Navy Federal Credit Union · Grade B
- Fairway Independent Mortgage · Grade B
- loanDepot · Grade F
- Bank of America · Grade C
- Wells Fargo Home Mortgage · Grade D
- JPMorgan Chase Bank · Grade D
Grades based on verified homebuyer-submitted fee reports. Informational only; not legal or financial advice.