Grade F · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$9,875
median across reports
vs. National Average
53%
above national avg
Avg Origination Charge
$5,444
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $5,444 | $3,743 | 🔴 Above Avg |
| discount_points | $5,198 | $3,585 | 🔴 Above Avg |
| lender_credits | $1,665 | $1,150 | 🔴 Above Avg |
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Check My Loan Estimate — $19Based on 2,536 homebuyer-submitted Closing Disclosures, Gardner Financial Services, LTD.'s median total closing costs are $9,875. This is about 53% above the $6,435 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.