Mortgage Lenders in Texas: Fee & Closing Cost Rankings
98 mortgage lenders in Texas have verified fee reports on FairPriceCheck. The median average closing cost across Texas lenders is $7,779, and 28 lenders hold an A grade — meaning median closing costs at least 10% below the state average.
Lenders ranked by fee grade in Texas
| Lender | State grade | Avg closing costs | % junk fees | National grade |
|---|---|---|---|---|
| USAA Federal Savings Bank 11 reports | A | $7,784 | 0% | D |
| Tomo Mortgage 11 reports | A | $6,571 | 0% | B |
| Wintrust Mortgage 11 reports | A | $7,888 | 0% | D |
| Compass Mortgage 11 reports | A | $6,739 | 0% | C |
| First Tech Federal Credit Union 11 reports | A | $6,455 | 0% | A |
| Mr. Cooper 11 reports | A | $7,814 | 0% | C |
| Golden 1 Credit Union 11 reports | A | $6,557 | 0% | B |
| Pentagon Federal Credit Union 11 reports | A | $6,847 | 0% | B |
| SchoolsFirst Federal Credit Union 10 reports | A | $6,505 | 0% | B |
| Interlinc Mortgage Services 10 reports | A | $6,834 | 0% | C |
| Truist Bank 10 reports | A | $7,883 | 0% | D |
| Homepoint 10 reports | A | $6,735 | 0% | B |
| NFM Lending 10 reports | A | $7,566 | 0% | D |
| Veterans United Home Loans 10 reports | A | $6,972 | 0% | B |
| SoFi Bank 10 reports | A | $7,491 | 0% | C |
| Lake Michigan Credit Union 10 reports | A | $6,304 | 0% | B |
| Huntington National Bank 10 reports | A | $7,520 | 0% | D |
| First Internet Bank 10 reports | A | $7,634 | 0% | C |
| New American Funding 10 reports | A | $7,639 | 0% | D |
| Pacific Union Financial 9 reports | A | $7,440 | 0% | C |
| Regions Bank 9 reports | A | $7,616 | 0% | C |
| Ent Credit Union 9 reports | A | $6,846 | 0% | B |
| Gateway Mortgage Group 9 reports | A | $7,616 | 0% | C |
| M&T Bank 9 reports | A | $7,334 | 0% | C |
| BECU 8 reports | A | $6,408 | 0% | B |
Texas market context
For 2024 HMDA origination data on all lenders in Texas, see our Texas Market Rankings →
Closing cost details, fee benchmarks, and county comparisons for Texas → Texas Closing Costs Guide
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More in the directory
- All lenders
- Texas HMDA market rankings
- United Wholesale Mortgage · Grade C
- Pennymac · Grade C
- JPMorgan Chase Bank · Grade C
- Rocket Mortgage · Grade D
- Guaranteed Rate · Grade D
- Wells Fargo Home Mortgage · Grade D
- Navy Federal Credit Union · Grade B
- loanDepot · Grade F
- Bank of America · Grade D
- Fairway Independent Mortgage · Grade C
Grades based on verified homebuyer-submitted fee reports. Informational only; not legal or financial advice.