How many lenders in Texas have user fee reports?

373 lenders in Texas have verified fee reports on FairPriceCheck, spanning 165970 total reports across purchase and refinance loans.

What is the median closing cost across Texas lenders?

The median average closing costs across Texas lenders with fee reports is $7,252. Individual costs vary with loan size, property type, and loan program.

Which mortgage lender has the best grade in Texas?

RANDOLPH-BROOKS FEDERAL CREDIT UNION currently holds a A grade in Texas, based on 5487 verified fee reports.

How many A-grade mortgage lenders are there in Texas?

168 lenders in Texas currently hold an A grade, meaning their median closing costs are at least 10% below the state average.

How are mortgage lenders graded in Texas?

Each lender's median total closing costs in Texas are compared to the statewide average for similar loans. Grades run A (10%+ below average) through F (25%+ above). Lenders need at least 3 verified reports to receive a grade.

Mortgage Lenders in Texas: Fee & Closing Cost Rankings

373 mortgage lenders in Texas have verified fee reports on FairPriceCheck. The median average closing cost across Texas lenders is $7,252, and 168 lenders hold an A grade — meaning median closing costs at least 10% below the state average.

Lenders ranked by fee grade in Texas

Lender	State grade	Avg closing costs	% junk fees	National grade
RANDOLPH-BROOKS FEDERAL CREDIT UNION 5487 reports	A	$1,551	0%	A
Navy Federal Credit Union 4242 reports	A	$4,162	0%	A
ARK-LA-TEX FINANCIAL SERVICES, LLC. 4137 reports	A	$6,768	0%	A
PULTE MORTGAGE LLC 3066 reports	A	$4,731	0%	A
SECURITY SERVICE FEDERAL CREDIT UNION 1668 reports	A	$3,968	0%	A
PROVIDENT FUNDING ASSOCIATES, L.P. 1629 reports	A	$6,432	0%	A
AmeriHome Mortgage 1618 reports	A	$7,252	0%	A
Gateway First Bank 1529 reports	A	$8,313	0%	A
Prosperity Bank 1485 reports	A	$6,609	0%	A
UNIVERSITY Federal Credit Union 1293 reports	A	$6,372	0%	A
DIRECTIONS EQUITY, LLC 1156 reports	A	$7,294	0%	B
GECU Federal Credit Union 1126 reports	A	$2,225	0%	A
TEXAS DOW EMPLOYEES CREDIT UNION 1111 reports	A	$5,452	0%	A
USAA Federal Savings Bank 1078 reports	A	$8,166	0%	A
Interlinc Mortgage Services 1075 reports	A	$7,679	0%	A
VILLAGE CAPITAL & INVESTMENT LLC 1052 reports	A	$6,490	0%	A
Texas Tech Federal Credit Union 1045 reports	A	$7,430	0%	A
LAKEVIEW COMMUNITY CAPITAL, LLC 937 reports	A	$7,103	0%	B
TexasBank 924 reports	A	$7,009	0%	B
Guaranteed Rate Affinity 899 reports	A	$6,024	0%	A
Regions Bank 854 reports	A	$6,151	0%	A
SHELL FEDERAL CREDIT UNION 755 reports	A	$1,774	0%	A
SOUTHWEST STAGE FUNDING, LLC 748 reports	A	$5,585	0%	A
BOKF, National Association 667 reports	A	$8,311	0%	A
Nations Lending 667 reports	A	$7,829	0%	A

All Texas lenders with fee reports

The 200 Texas lenders with the most verified reports. 173 more have fewer reports and are not listed.

Texas market context

For 2024 HMDA origination data on all lenders in Texas, see our Texas Market Rankings →

Closing cost details, fee benchmarks, and county comparisons for Texas → Texas Closing Costs Guide

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Grades based on verified homebuyer-submitted fee reports. Informational only; not legal or financial advice.