Grade A · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$5,444
median across reports
vs. National Average
72%
above national avg
Avg Origination Charge
$2,412
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| lender_credits | $2,988 | $489 | 🔺 High |
| Origination Fee | $2,412 | $1,693 | 🔴 Above Avg |
| discount_points | $2,373 | $2,013 | 🔴 Above Avg |
Based on 9,283 homebuyer-submitted Closing Disclosures, Manufacturers and Traders Trust Company's median total closing costs are $5,444. This is about 72% above the $3,167 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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